Our Customers Love Us!

Bicycle Insurance

Get a Quote


You should insure your cycle for the full Recommended Retail Price.
Please refer to our FAQs below for more information.

Owner's Age

HomeBicycle InsuranceBicycle InsuranceTypes of Lock we Require

Types of Lock we Require

The Type of Locks we require

A lock which at the time of purchase by you was specified in the Master Locksmiths Association (MLA) ‘Sold Secure’ list of Cycle locks and which at the time of the purchase by you was appropriate to the value of Your Cycle(s) in accordance with the classification of locks determined by the MLA ‘Sold Secure’ list.

Bronze Rated Lock: Bicycles, inclusive of any fixed Accessories, that have an insured value of less than £1500

Silver Rated Lock: Bicycles, inclusive of any fixed Accessories that have an Insured value of between £1,501- £2,500.

Gold Rated Lock: Bicycles, inclusive of any fixed Accessories that have an Insured value exceeding £2,500

Any good cycle shop should be able to sell you one of these locks or you could try here.

Cycles Uk Locks

Best Cycle Locks

For more information on the locks require, please refer to this document

Types of Lock available

Latest News & Advice

How to change a Bicycle Chain

How to change a Bicycle Chain

Assetsures guide on how to change a bicycle chain, we would also suggest that you view a few videos on YouTube as sometimes a visual demonstration is far easier that simply reading a script....

The Ultimate Safe Cycling Guide: Road Cycling Helmet & More

The Ultimate Safe Cycling Guide: Road Cycling Helmet & More

Discover the ultimate safe cycling guide with Assetsure's blog! From a road cycling helmet to staying visible, get expert tips to keep you safe on the road....

National Bike to Work Day 2023

National Bike to Work Day 2023

Happy National Bike to Work Day! From improved health to reduced carbon footprint, celebrate cycling's benefits & protect your bike with Assetsure's insurance....

Why choose our specialist insurance cover?


Lloyd's of London coverholders icon-thin-chevron-down

We hold prestigious Lloyd’s of London cover holder status where most of our policies are underwritten. We also place business with major UK insurers


Accidental Damage & Theft Included icon-thin-chevron-down

The two “must have” covers are both included in our policy. Loss of your cycle by “Theft” is provided at, and away from your home.


Legal Expenses - Included icon-thin-chevron-down

We provide £100,000 of cover. This is essential for persons using their cycle on busy roads and can help with making a claim for injury or damages against a third party.


Replacement Cycle Hire - Included icon-thin-chevron-down

Ideal if you need your cycle to travel to work or to take part in an event such as Cyclo-Cross or a Triathlon and your own cycle is unavailable following theft or damage.


Accessories, Helmets & Clothing - Included icon-thin-chevron-down

Inclusive insurance for your cycle accessories or specialist helmets & clothing. You can increase the sum insured limits if required


Public Liability - Optional icon-thin-chevron-down

Protects you against claims from a third party which could include; a pedestrian, another cyclist or a motorist. Choose from either £1 million or £2 million cover


Personal Accident - Optional icon-thin-chevron-down

Provides you with a capital sum if you are involved in a serious accident whilst using your cycle. You can choose a level of cover to suit your needs.


European Use - Optional icon-thin-chevron-down

For a small additional premium, you can extend your policy to cover you for up to 45 days use in the European Union.


Competition Use - Optional icon-thin-chevron-down

You can extend your policy to include cover whilst using your cycle to take part in competitions such as cyclo-cross or triathlons