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Fine Art Insurance

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It's important to insure your fine art for the correct amount

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Home / Collectables Insurance / Fine Art Insurance

Fine Art Insurance

Insurance for paintings and art work

At Assetsure we have many years of expertise responding to customer requirements and our Fine Art insurance is no exception. We can tailor make a policy to suit your needs so whether you have a single item or a collection, we can assist you with a policy that will adapt as your collection grows. We have listened to collectors and our core policy wording has been constructed to offer the real cover that owners of fine art demand and require. Our Assetsure Fine Art Insurance policy is unique to ourselves, you won’t find it on sale anywhere else and it is fully underwritten at Lloyd’s of London, the world’s oldest insurance institution.

What items of Fine Art will we insure?

At Assetsure we will consider any item of artistic merit not limited to paintings, sculptures or objets d’art, in fact whatever item you own or an interested in acquiring, contact us for a quote. We believe our fine art insurance policy wording offers the covers demanded by owners and collectors of art. We prefer to insure items of art on a specified basis, we will produce a schedule of insurance with a list of your items on cover,however for smaller items of lower value,we may on request issue cover on an unspecified basis. Unlike many insurers, we are happy to issue cover for single items of fine art or collections, As your collection grows, you can add items to your policy and only pay the pro-rata adjustment required, we charge no brokers fees for making adjustments.

What type of cover do we offer?

We have developed our policy to provide all the covers we believe that collectors of art require, this is wider than that offered by most standard home insurance policies. The basis of our cover is “Worldwide all-risks” this offers very wide cover and includes accidental damage, fire theft and loss. We are also pleased to be able to offer fine art insurance excess free, in the event of a claim; we will make no deduction from our settlement.

We include depreciation cover as standard, we realise that some pieces of fine art if damaged, even if expertly repaired can lose value, we will insure you for loss of value following repair. Defective title is an additional peril we include for our policyholders. For your items purchased during the period that the fine art has been insured with us, if someone claims the item is not rightfully yours and you have to return the item, will reimburse you up to the amount you paid for the item. We will also pay up to 100% extra if an item is lost or damaged until the renewal date and you have had a chance to review the sums insured. We also realise that many people are buying fine art online, our policy has the added benefit that we can offer cover for online purchases, for full details of how we operate this cover and other value additions such as “Pair & sets” and items on loan to a museum or gallery.

How to obtain a quotation ?

Obtaining a fine art insurance quote from Assetsure is easy and we can normally provide quotes within an hour, we have an online form which you may use to obtain a quote or we are more than happy to speak on the telephone to take your quote instructions, we welcome new fine art insuranceenquiries and are happy to quote on risks regardless of how small or large.

Wide cover for valuable items icon-thin-chevron-down

Our policy is written on an "All-risks" basis which will provide you with the wide cover that valuable items need.

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Insured at Lloyd's of London icon-thin-chevron-down

This policy is underwritten at Lloyd's of London, the worlds oldest continuous insurance market.

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Inclusive Death of Artist Cover icon-thin-chevron-down

Automatic increase in sum insured if during the period of insurance the Artist dies

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Extra covers as standard icon-thin-chevron-down

We provide a range of "extra" covers as standard such as: depreciation insurance, pairs and sets and defective title insurance; covers demanded by serious collectors

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Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance

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First class claims service icon-thin-chevron-down

We settle claims "in house" and in the event of a loss we'll work with you and our industry contacts to settle your claim as quickly as possible. Most policies are excess free

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