At Assetsure we arrange an antique insurance policy that is suitable for covering both collectables and antiques. This will cover a wide variety of items and we will be pleased to receive your enquiry.
Typically antiques are normally covered under the contents section of a home insurance policy but in some cases, because of the restrictions under the policy wording, this is not possible. This can occur where the allowed ratio of valuable items, exceeds the threshold set by the insurer.
Further many owners and collectors of antiques are more demanding in terms of the scope of cover they require and thus specialist insurance is sought for valuable items.
One of the additional covers most sought under specialist insurance is “Pairs and sets” insurance- -
If any items which have an increased value because they form part of a pair or set are lost or damaged, any payment made by the insurance will take in to account the increased value.
Also included are other specialist covers such as “Depreciation” and “Defective Title Insurance”
A policy schedule will be provided which specifies each item and you can add item throughout the policy term as your collection grows. We charge you only for any additional insurance, there are no fees for making policy changes.
What makes us different?
Unlike many other insurance intermediaries, we are able to insure antiques as single items if required or as part of a collection, we won’t insist that you place the remainder of your home insurance with us.
This can have many advantages, not least as your valuable no claims bonus won’t be lost in the event of loss or damage.
We are confident that the policy we offer provides both excellent value and includes the types of cover those serious collectors of antiques demand and need.
We will be delighted to provide you with a quotation, please complete our online form or telephone our office and we will be pleased to help you.