Your Questions Answered
- Does Assetsure provide single item jewellery insurance?
Assetsure are able to provide single item insurance for all types of items. You do not need to insure your entire home with us to get such an insurance policy. If you have a single item or a collection of jewellery, we can most probably insure it all for you.
- Are jewellery valuations important for insuring jewellery?
Valuations are extremely important for insuring jewellery as declaring the wrong valuation can mean you are under insured. If you have under insured on your quote and you wanted to claim against your policy, you may find you are not fully covered for the correct amount losing out. It’s thus important you ensure you carry out a valuation for your jewellery. We have trusted valuation jewellers we can recommend for you to get accurate valuations on your items.
- How do I get a jewellery insurance quote?
Getting a jewellery insurance quote with Assetsure is very simple. You can complete our online quote form online, whereby your insurance policy can be ready during the same day. We will then ensure you receive all your policy documents instantly to your mailbox.
- What does jewellery insurance cover?
Our insurance covers an array of items including diamond engagement rings, luxury watches, wedding rings, earrings, pendants and more. Please contact us if you want to find out if we can cover your item.
Our jewellery insurance will ensure you are covered from:
- Worldwide Risks
- No limit on trips abroad (up to 60 days for any one trip)
- Loss with no excess to pay
- Damage, theft or accidental loss
- Robbery or physical loss
- How to get jewellery valued for insurance?
Valuations are usually provided with new jewellery and it’s important that you seek advice every two years to seek an update on your item valuation.
We also understand items of sentimental value cannot be replaced however having an accurate valuation of an item will ensure if the item ever did get lost or damaged then you are covered through monetary value.
Assetsure are able to provide access to trusted valuation jewellers if required to ensure you can get an accurate quote on the value of your item. Please contact us if you require us to introduce you to a jeweller that will be able to provide a valuation to ensure your item can be fully covered with an adequate sum insured to ensure replacement in the event of loss.
- How does engagement ring insurance work?
Engagement ring insurance works just like any other insurance with Assetsure. We are able to provide cover the same day that you request a quote. Use our online calculator and you can start the process to obtaining your insurance today.
- Does ring insurance cover loss?
Assetsure’s ring insurance covers accidental loss, protecting your ring against life’s accidental periods. We also ensure your ring is protected against:
- Accidental Damage
- Loss of Stone
- Worldwide Cover (providing no one trip is over 60 days in duration)
- How much is ring insurance?
The cost of ring insurance is dependent on many factors. However, cost plays a major part, the more it will cost us to replace your ring, the more your insurance is likely to cost.
By entering your details into our online ring insurance calculator, you will quickly be able to discover the cost of your item being insured by Assetsure.
We offer policies which can be paid for on a monthly or yearly basis and can be paid for via debit or credit cards.
Ring insurance from Assetsure covers loss or damage and is underwritten at Lloyd’s of London.
- How to get a ring appraised for insurance?
Rings can have sentimental value attached to them, which cannot be replaced by an insurance policy. However, if the item is to be damaged or lost, it is important to have an accurate valuation of the item.
Assetsure have contacts within the jewellery trade and if you require a valuation, please contact us as we may be able to point you in the right direction.
Valuations are also normally supplied with new rings, but you will need to seek updated advice on valuations every couple of years.
- How to insure a ring?
Insuring a ring with Assetsure is straightforward. Simply get a quote online by completing our online calculator and we can have your insurance ready to start today. We are able to deliver your policy instantly to your email inbox.
- How do I insure my Rolex?
Insuring your Rolex with Assetsure is straight forward. You have the option to complete our online quotation form or to contact us by telephone. Once you contact us and let us know the details about your Rolex watch you would like to get cover for, we will be able to provide you with a quote, which is usually provided on the same day. If you choose to go with our policy, we can have it emailed over to you immediately.
- Do you provide Legal Expenses Insurance?
Legal Expenses insurance is included in all of our pedal bike polices. We recognise that cyclists are vulnerable to accidents with third parties such as motor vehicles and thus this policy will help to recover amounts for injury or damages. Level of cover £100,000.
- Can I insure more than one bicycle?
Yes, our policy can cover up to 10 cycles on one policy, you can also add additional family members if required.Please note we cannot cover additional riders that are under the age of 14.
- Can I choose my own levels of cover?
Yes. Our policy provides “core cover” which covers the cycle against damage, theft, accessories cover, helmets & clothing and replacement cycle hire.
You can change these sums insured to suit your needs and add additional sections such as Public Liability and Sporting events.
- Will you make a deduction from a claim because of the age of my cycle?
We do not make deductions based on the age of any cycle.
You should insure your bicycle for the full recommended retailer’s price of a new replacement cycle, this will help ensure your sum insured is adequate.
- When will my cover start?
Your cover will start as soon as you pay your premium online, either in one lump sum or by instalments. However please note, cover cannot be backdated and you cannot claim for damage that has already occurred to your cycle.
- What types of cycles can you insure?
We can insure all types of Pedal Cycle that are used for pleasure use including, commuting, touring and sportives. We can also supply a competitive use extension if required.
We cannot however cover cycles that are used for business purposes, such as those use to carry goods for delivery or couriers or used as taxis. We also cannot cover professional cyclists.
- Is a pedal bike insurance included in your home insurance quote?
Possibly, you should check with your home insurance provider as well as the scope of the cover they are offering. You can then compare the cover on offer with that you can obtain from Assetsure.
- Can I pay my bicycle insurance monthly?
Yes you can, and this option is available if you buy your policy online. Please be aware though that in the event of a claim, the full annual premium becomes payable.
- How much does pedal bike insurance cost?
The cost of your policy is dependent on a number of factors such as; the value of your bike, your age and where you live. Obtaining a bike insurance quotation from us is easy, we can usually indicate a premium online with these three simple pieces of information.
- What if i'm not happy with my cycle policy?
We want you to be entirely satisfied with your Assetsure Cycle Insurance policy. We thus provide you with an extended cooling-off period. Most policies will allow a 14 day cooling-off period, we allow 30 days. If you change your mind within this period and you have not made a claim you can apply to us for a full refund of your premium.
- What if I’m not happy with my policy?
You are entitled to cancel your insurance within 30 days* of either the date you receive your policy of insurance or the start of the period of Insurance, whichever is the later, and receive a full premium refund. If you cancel after this date, we will refund any premium paid for the remaining period of Insurance providing that you have not made a claim during the current period of Insurance.
* Some of our policies have a 14 day rather than 30 day cooling off period
- Do you insure professional cyclists?
No, we see ourselves as an insurer of “Keen amateurs”riding for pleasure. We do however offer an extension for persons wanting to take part in competitions providing of course they are not taking part as a professional rider.
- Can I insure more than 1 cycle?
Yes, online we can insure up to 5 cycles, we will consider more but you will need to call our office on 0208 0033 190.
- What’s the maximum value of cycle you will accept?
Online we can insure a cycle of up to £12,500 depending on your circumstances and up to £15,000 for a combination of cycles. We will consider higher amounts but you will have to call our office on 0208 0033 190 to discuss