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Rolex Insurance

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Rolex Insurance

Rolex Watch Insurance

Rolex is probably the most famous watch brand in the world, asks anyone to name a prestigious watch brand and almost everyone will say Rolex. Renowned the world over for quality and style Rolex produce a range of watches utilising automatic, mechanical and quartz movements in a seemingly endless variations, models include; the Datejust, Daytona, Oyster & Submariner. Some of these models have been in existence for decades with the first Oyster being produced as long ago as 1926. Subtle changes are introduced by Rolex and regular intervals to ensure that the watches stay as contemporary as possible.

Insurance for your Rolex or Rolex Collection

At Assetsure, it’s fair to say that more than any other watch; it’s a Rolex that we are asked to quote on. We also note that once a Rolex is obtained, then there is often a tendency to purchase another, such is the appeal of this marquee brand. We have developed a policy that is suitable for owners and collectors of Rolex watches. Unlike many insurers, we are happy to issue a policy for a single Rolex, or indeed for an entire collection. Our policy offers the wide insurance cover that watch owners require including worldwide all risks insurance without excess. Our policy is underwritten at Lloyd’s of London and your insurance can be paid by monthly direct debit if required.

We are quite happy to issue an insurance policy for a single watch and you can add to your policy throughout the year and only pay a pro-rata additional premium without any adjustment fees.

Obtaining an Insurance quote for your Rolex

This is very straight forward, either complete one of our on line forms or telephone our office; we can usually provide a quotation within a couple of minutes and insurance the same day. Your full policy documents can be emailed to you immediately cover is issued. We offer a full 30 days for you to review the documents we send you. We also offer a service where we can store your purchase receipt or valuation documents. Normally we would ask that you have some documentation to support your application but this should not normally delay a quote being obtained.

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Extensive Cover icon-thin-chevron-down

Our policy provides "All-risks" cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.

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Worldwide Cover icon-thin-chevron-down

You are covered anywhere in the world for trips up to 60 days.

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Single watches or collections icon-thin-chevron-down

We can insure any make or model of watch. You can choose to insure a single watch or a collection

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Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance

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First class claims service icon-thin-chevron-down

We settle claims "in house" and in the event of a loss we'll work with you and our industry contacts to settle your claim as quickly as possible. Most policies are excess free

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Lloyd's of London coverholders icon-thin-chevron-down

We hold prestigious Lloyd’s of London cover holder status where most of our policies are underwritten. We also place business with major UK insurers

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Your Questions Answered

How much should I insure my Watch(s) for? icon-thin-chevron-down

1. In respect of watches purchased from new, You should insure for the full replacement value in the UK.
2. In respect of watches purchased second hand You should insure for the amount to replace the item with a one of a similar age and value in the UK.

3. In respect of inherited items, You can either insure the item for either 1 or 2 as detailed above.

Is there any excess to pay following a claim? icon-thin-chevron-down

There is no excess to pay following a claim

Are there any Age restrictions? icon-thin-chevron-down

The Assetsure Watch Insurance policy is available to persons over the age of 25

When will I receive my policy? icon-thin-chevron-down

Your policy will be delivered instantly by e-mail. Cover will start from the date you request

How long does it take to arrange insurance? icon-thin-chevron-down

In most cases, we can provide cover the same day that you request it, simply use our calculator and you can buy the insurance online immediately. In cases where we cannot quote online, we endeavour to provide you with a quotation within 24 hours during the week.

How will you settle my claim? icon-thin-chevron-down

The most we will pay in total for each incident of Loss is the Amount insured which you choose when you take your policy out. Please make sure this to sufficient replace your item at UK retail prices.

How do I prove what my item is worth if I need to make a claim? icon-thin-chevron-down

In the event of any claim being made for Loss of or Damage to any insured item, the onus of proving the existence, ownership and value of the item shall be upon you to prove. We accept the following items as proof of existence and Ownership;

For Items less than 5 years old
A personalised and dated purchase receipt or bill of sale detailing the insured item.
A debit or credit card or bank statement detailing the amount paid.
If a private sale, dated correspondence relating to the sale such as a letter or e-mail identifying the seller of the item.

For Items more than 5 years old
Any of the above items.
Photographic or other dated documentary evidence such as a personalised valuation or service receipt.
A valuation with full description of the item from a United Kingdom based Jeweller or Valuer stating their contact details and business credentials.

Who will I be insured by? icon-thin-chevron-down

The Assetsure Insurance policy is underwritten at Lloyd’s of London