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Rolex Watch Insurance

Rolex is probably the most famous watch brand in the world, ask anyone to name a prestigious watch brand and almost everyone will say Rolex. Renowned the world over for quality and style Rolex produce a range of watches utilising automatic, mechanical and quartz movements in a seemingly endless variations, models include; the Datejust, Daytona, Oyster & Submariner. Some of these models have been in existence for decades with the first Oyster being produced as long ago as 1926. Subtle changes are introduced by Rolex and regular intervals to ensure that the watches stay as contemporary as possible.

Insurance for your Rolex or Rolex Collection

At Assetsure, it’s fair to say that more than any other watch; it’s a Rolex that we are asked to quote on. We also note that once a Rolex is obtained, then there is often a tendency to purchase another, such is the appeal of this marquee brand. We have developed a policy that is suitable for owners and collectors of Rolex watches. Unlike many insurers, we are happy to issue a policy for a single Rolex, or indeed for an entire collection. Our policy offers the wide insurance cover that watch owners require including worldwide all risks insurance without excess. Our policy is underwritten at Lloyd’s of London and your insurance can be paid by monthly direct debit if required.

We are quite happy to issue an insurance policy for a single watch and you can add to your policy throughout the year and only pay a pro-rata additional premium without any adjustment fees.

Obtaining an Insurance quote for your Rolex

This is very straight forward, either complete one of our online forms or telephone our office; we can usually provide a quotation within a couple of minutes and insurance the same day. Your full policy documents can be emailed to you immediately cover is issued. We offer a full 30 days for you to review the documents we send you. We also offer a service where we can store your purchase receipt or valuation documents. Normally we would ask that you have some documentation to support your application but this should not normally delay a quote being obtained.

Insure your Rolex watch with Assetsure

We understand Rolex is a premier watch brand, so we have ensured we have specific Rolex cover for those of you looking for type of insurance. Fill out and complete our online form to get a quote on your Rolex today.

Why do I need Rolex watch insurance?

With Rolex arguably being the most famous watch brand in the world, their prestigiousness means their watches offer long term value with them being seen as great investments. Ensuring your Rolex(s) is covered by specific insurance protects you against it being damaged, lost or stolen. Our Rolex insurance ensures you are covered for needing a repair or including obtaining a replacement.

Why is Rolex valuations important?

Rolex valuations are extremely important to ensure you can insure your Rolex watch at an accurate replacement price. This is especially important as Rolex do increase in value and the brand have regular price increases as the cost of a Rolex can range in price from as low as £2,000 second hand to £50,000 and above brand new, it’s important that valuations are obtained at least every two years on the watch in question. This ensures we can give you the best Rolex insurance quote to ensure your item is fully covered. Full details of how much to insure your Rolex for can be found in our policy document available on our website.

At Assetsure, for your Rolex insurance quote, we want to ensure your item is correctly insured, so we ask for the watches latest valuation, we do not insist that valuations are signed by a National Association of Jewellers registered valuer.

If you do not have a valuation, we can put you in touch with a valuer who should be able to provide you with an online valuation which would be suitable to obtain a quotation from Assetsure, subject to our standard underwriting criteria regarding age and value of item etc.
Please also note that a valuation is not proof of ownership in itself, so it is important to study our requirements in respect of this, full details are contained in our policy document.

We've got you covered...

Accidental Loss

We’ve got you covered if you mis-place or accidentally lose your watch.
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Accidental Loss

How easy is it to lose a Rolex ?

Surprisingly easy, watch clasps can fail and the watch can fall off the wrist, if busy it may be a while before you notice the item is missing.

Whilst we provide insurance against loss, we expect you to take reasonable care of your watch as you would with any valuable item. We also require you to assist us with it's recovery by retracing steps and places your visited before the loss was noticed.

When travelling away from home you must be wearing the watch or it must be left in a safe (a normal hotel room safe is adequate) All watch losses must be reported to the police.


Unfortunately watches do get stolen, we make sure you are covered if the worse happens.
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Thieves are on the lookout for Rolex watches

A valuable watch such as a Rolex proudly displayed on your wrist is a beacon to thieves, they know the expensive brands and often will have a detailed knowledge of the model as well.

Many are quite adept at removing watches from your wrist, they’ll know how the clasps and straps work and often will operate in teams employing diversionary tactics to steal your item without you realising it.

Other thieves take a more brutal approach threatening violence against you personally or using it to break in to your home or a gym locker where the watch has been left.

An Assetsure policy will cover you against Theft including when it has been left at home or in a gym locker or a safe whilst you are away from you home.

Watches over £10,000 left at home will also need to be kept in a safe. All Thefts must be reported to the police.

Accidental Damage

Accidents happen, we ensure that your item can be repaired or replaced.
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Accidental Damage

Accidental Damage can mean an expensive repair bill.

Wear and tear and gradually ageing of a watch, we all have to live with, but what about more serious damage, say you drop your watch or fell over and cracked the crystal.

These type of damages can mean expensive repair bills, some manufactures such as Rolex also insist of performing a full service when carrying out any repairs and that alone can mean hundreds of pounds in costs.

An Assetsure policy covers Accidental Damage and as there is no excess, repairs will be paid for in full.

Worldwide Cover

Giving you the peace of mind that you can travel and still be protected
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Worldwide Cover

Whatever the time zone, your watch is covered by Assetsure

Going on holiday or business travel, of course you’ll want to take your watch with you and we’ll cover you anywhere in the world against loss, theft or damage with unlimited trips abroad providing no one trip is not over 60 days in duration.

Travelling away from home needs extra caution with watches, particularly in public places such as bars and street markets, these areas are magnets for thieves looking for travellers wearing valuable items.

Of course whilst wearing the item, you’ll be covered by an Assetsure policy but a Theft can be distressing, not to mention the valuable time of your holiday or trip spent reporting the matter to the local police.

If you take your watch off, remember it must be kept in a safe for cover to be valid.

Why we stand out...

We are a specialist jewellery insurer with an extensive network of trusted jewellers across the UK that we use to repair / replace your item on a like for like basis

Premium protection promise

Premium protection promise

We value our customers. Your premium will not be loaded next year if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.

In-house claims service

In-house claims service

Our sales office is open 7 days a week making it easier to report your claim. We are a dedicated, friendly and efficient team who's sole aim is make your claim experience hassle free and easy

30 day money back guarantee

30 day money back guarantee

We are so confident in our product that we will give you 30 days to change your mind for a full refund, rather than the generic 14 days given by most. Even if after the 30 days is up, if you decide our policy is not for you, we will refund you all of the insurance you haven't used.

Treating you fairly...

We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.

We are so confident in our product that we will give you 30 days to change your mind for a full refund, rather than the generic 14 days given by most. Even if after the 30 days is up, if you decide our policy is not for you, we will refund you all of the insurance you haven't used.

Start here. Get a quote for your first item now…


It's important to insure your watch for the correct amount

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Your Questions Answered

What will your Rolex insurance cover? icon-thin-chevron-down

Our Rolex insurance covers you against:

  • Accidental Loss
  • Accidental Damage
  • Theft
  • Worldwide Cover

This ensures you are covered across an array of possibilities even when you take the item out of the UK. We allow unlimited trips abroad to be made with no one trip to exceed 60 days in duration.

Specialist Watch insurance compared to Home Insurance icon-thin-chevron-down

If you own a Rolex you can insure it in a variety of ways, the two most common are by including it under your home insurance or taking out a specialist policy such as that offered by Assetsure.

If you do choose to insure it under your home policy and require cover for loss or damage away from the home, you will probably need to make sure your insurer has included the item under the separate all risks section of the policy. Without this section being operative, you may not receive the cover you require.

Specialist watch insurance gives you the opportunity to insure your most valuable watch items without attaching it to your property insurance, a claim could result in you losing your valuable no claims discount.

Securing specialist watch insurance like Rolex insurance would ensure the true value of the watch is protected if anything ever happened to the item. To obtain this protection though you must insure it for an accurate replacement cost.

At Assetsure, we ensure your watch is protected against accidental loss, damage, theft and worldwide cover. So consider, Rolex insurance with us today.

Rolex Valuations icon-thin-chevron-down

Before insuring your Rolex with us, we recommend carrying out a Rolex valuation to ensure we accurately cover the monetary value of your watch. The cost of your Rolex replacement sum insured will affect your insurance quote, so it is important we receive accurate valuation documents to insure we can cover your item fully.

Assetsure are able to recommend online valuation companies who can value your Rolex online, so we can give you an accurate quote online.

How do I insure my Rolex? icon-thin-chevron-down

Insuring your Rolex with Assetsure is straight forward. You have the option to complete our online quotation form or to contact us by telephone. Once you contact us and let us know the details about your Rolex watch you would like to get cover for, we will be able to provide you with a quote, which is usually provided on the same day. If you choose to go with our policy, we can have it emailed over to you immediately.

How much should I insure my Watch(s) for? icon-thin-chevron-down

1. In respect of watches purchased from new, You should insure for the full replacement value in the UK.
2. In respect of watches purchased second hand You should insure for the amount to replace the item with a one of a similar age and value in the UK.

3. In respect of inherited items, You can either insure the item for either 1 or 2 as detailed above.

Is there any excess to pay following a claim? icon-thin-chevron-down

There is no excess to pay following a claim

Rolex Insurance Cost icon-thin-chevron-down

The cost of your Rolex Insurance policy will be depended on; the value of the watch, where you live and your age. You can try and use our online calculator this will normally indicate a premium for you or you can call our office.

How is my Rolex Valued? icon-thin-chevron-down

When we supply insurance for a Rolex, we issue a policy stating how we will deal with claims in the event of a loss. This will give you an idea of how to value your Rolex.

1- In respect of watches purchased from new, you should insure for the full replacement value in the UK.

2-In respect of watches purchased second hand, you should insure for the amount to replace the item with a one of a similar age and value in the UK.

In respect of inherited items, you can either insure the item for either of 1 or2 as listed above.

Are there any Age restrictions? icon-thin-chevron-down

The Assetsure Watch Insurance policy is available to persons over the age of 25

When will I receive my policy? icon-thin-chevron-down

Your policy will be delivered instantly by e-mail. Cover will start from the date you request

How long does it take to arrange insurance? icon-thin-chevron-down

In most cases, we can provide cover the same day that you request it, simply use our calculator and you can buy the insurance online immediately. In cases where we cannot quote online, we endeavour to provide you with a quotation within 24 hours during the week.

How will you settle my claim? icon-thin-chevron-down

The most we will pay in total for each incident of Loss is the Amount insured which you choose when you take your policy out. Please make sure this to sufficient replace your item at UK retail prices.

How do I prove what my item is worth if I need to make a claim? icon-thin-chevron-down

In the event of any claim being made for Loss of or Damage to any insured item, the onus of proving the existence, ownership and value of the item shall be upon you to prove. We accept the following items as proof of existence and Ownership;

For Items less than 5 years old
A personalised and dated purchase receipt or bill of sale detailing the insured item.
A debit or credit card or bank statement detailing the amount paid.
If a private sale, dated correspondence relating to the sale such as a letter or e-mail identifying the seller of the item.

For Items more than 5 years old
Any of the above items.
Photographic or other dated documentary evidence such as a personalised valuation or service receipt.
A valuation with full description of the item from a United Kingdom based Jeweller or Valuer stating their contact details and business credentials.

Who will I be insured by? icon-thin-chevron-down

The Assetsure Insurance policy is underwritten at Lloyd’s of London