An engagement ring is one of the most important and valuable purchases you will ever make, so you will want to ensure it’s properly protected with a good quality insurance policy. At Assetsure, we have a policy that has been specially designed to insure single precious items and cover is securely underwritten at Lloyd’s of London and administered in the United Kingdom
Insurance for your Engagement Ring on its own
Unlike most insurers, we are quite happy to provide insurance for single items of jewellery on their own and we won’t insist you insure the rest of your home with us.
We realise that owners are often people who are just setting up home or perhaps still living with parents or in rented accommodation or with little other contents that require covering, thus cover for a single valuable object is all that is required. Our policy is ideal if you are in this situation and only want to cover just one item. On other occasions, especially if an item has acquired a new valuation, the ring falls outside the monetary limits of a standard home insurance policy and if you find your self in this scenario,we should be able to assist you with cover. We may be unable to restore the sentimental value of a precious item, but we can provide insurance protection to compensate you for your loss by quickly providing a replacement.
We are based in the UK and our policies are designed for persons that are normally resident in the United Kingdom, we provide worldwide all risks cover with no restrictions on how many trips abroad you can make (maximum duration of any one trip is 60 days).
Insurance cover especially designed for Engagement Rings
The biggest fear with engagement rings, is that the settings will become loose and the stone will be lost, the diamond forms the bulk of the value in the ring and our policy will cover the actual physical loss of the diamond. In the event of a claim, we will endeavour to obtain a diamond that is as close to the original as possible .
Some of the features of our policy are as follows;
- Worldwide All Risks Insurance– We provides physical loss or damage for your engagement ring or other items of.jewellery on a worldwide basis. Essential cover as settings can work loose and stones become lost.. Not limit to the number of trips abroad that can be made of up to 60 days maximum duration per trip
- No Excess- If you have to make a claim under your policy we do not deduct any excess for specified items
- Specified Items- We will provide you with a schedule of insurance specifying your ring. If you have other items of jewellery, we will be pleased to add them on as well.
- No bonus to lose- By insuring your engagement ring separately with us, you can help protect any valuable no clams bonus earned under your home insurance policy.
- A variety of payment options- We accept PayPal, all major credit and debit cards and monthly direct debits.
- Money back guarantee– So confident are we in our policy, we will even give you a full 30 days to review our policy wording and change your mind if you are not satisfied.
Dealing with Assetsure couldn’t be simpler and your precious item ring can be covered quickly and efficiently by making one quick call or completing our web enquiry form. If you have any questions or simply require some advice, we will also be pleased to hear from you.