Make sure your ring is covered the right way...
An engagement ring is one of the most important and valuable purchases you will ever make, so you will want to ensure its properly protected with a good quality insurance policy. At Assetsure, we have access to a jewellery insurance policy that has been specially designed to insure single precious items. Cover is arranged on a Worldwide All Risks basis which includes accidental damage, theft and loss.
Engagement Ring Insurance
At Assetsure, we arrange engagement ring insurance to ensure your most precious and valuable items are fully protected up to your chosen sum insured, on a new for old basis. You will be protected against: loss, damage, theft, loss of stone and items are insured worldwide giving you complete peace of mind. As specialist jewellery experts we have access to insurance, especially designed to cover valuable items. We offer an excellent service whether you choose to take on insurance online or by calling our service centre which is open 6 days a week.
Insurance cover especially designed for Engagement Rings
Over time and with constant wear, the biggest fear with engagement
rings, is that the settings will become loose and the stone will be
lost. The diamond forms the bulk of the value in the ring and an
insurance policy will cover the actual physical loss of the diamond. In
the event of a claim, we will liaise with the insurers who will
endeavour to obtain a diamond that is as close to the original as
What does Engagement Ring Insurance Cover?
- Loss of stones or diamonds
- Accidental loss of the ring
- Accidental damage
- Cover in the UK and abroad (maximum duration of any one trip is 60 days)
For full details, please refer to the IPID (Insurance Product Information Document) and the policy wording.
Engagement Ring Insurance for a single item
We are specialists in arranging insurance for engagement rings, we are quite happy to obtain quotations and arrange cover for single items of jewellery on their own and there is no need to insure the rest of your home with us. We realise that owners are often people who are just setting up home or perhaps still living with parents or in rented accommodation or have little other contents that require covering. A Stand alone engagement ring insurance gives you the opportunity to protect that single precious and valuable item of jewellery.
Stand alone jewellery insurance is ideal if you only want to cover a single item like an engagement ring. Perhaps if you have just obtained a new valuation for your engagement ring, your existing insurers have informed you that it now falls out side outside the monetary limits of their own policy and if you find yourself in this situation, we should be able to assist you with obtaining cover.
We may be unable to restore the sentimental value of a precious engagement ring, but we can provide engagement ring insurance protection to compensate you for your loss. We will liaise with the insurers to make sue that your claim is dealt with as quickly as possible.
We are based in the UK and policies are arranged for persons that are normally resident in the United Kingdom, cover includes worldwide all risks with no restrictions on how many trips abroad you can make (maximum duration of any one trip is 60 days).
Some of the features of the policy we arrange are as follows;
Worldwide All Risks Insurance
We can provide physical loss or damage for your engagement ring or other items of jewellery on a worldwide basis. Essential cover as settings can work loose and stones become lost. Not limit to the number of trips abroad that can be made of up to 60 days maximum duration per trip
If you have to make a claim under your engagement ring policy, the insurers deduct no excess for specified items
When you buy a policy. we will provide you with a schedule of insurance specifying your engagement ring. If you have other items of jewellery, we will be pleased to add them on as well.
No bonus to lose
By insuring your engagement ring separately, you can help protect
any valuable no claims bonus earned under your home insurance policy.
A variety of payment options
We accept all major credit and debit cards and monthly direct debits for your engagement ring insurance.
Money back guarantee
So confident are we in the policy we can arrange, you are allowed a
full 30 days to review the policy wording and change your mind if you
are not satisfied.
Dealing with Assetsure couldn’t be simpler and your
precious item ring can be covered quickly and efficiently by making one
quick call or completing our web enquiry form. If you have any questions
or simply require some advice, we will also be pleased to hear from