Our Customers Love Us!

Single Item Insurance

Get a Quote

Jewellery type
icon-thin-chevron-down
Close

It's important to insure your jewellery for the correct amount

£
Wearer's Age
icon-thin-chevron-down

HomeJewellery InsuranceSingle Item InsuranceGetting a Jewellery Valuation

Getting a Jewellery Valuation

Is getting a jewellery valuation difficult? For many people the answer is yes, firstly you have to locate a jeweller and then they may want you to make an appointment to call in and see them. This is not always convenient but having an up-to-date valuation is essential if you are to ensure your insurance policy limits are adequate for your needs. It may even be a requirement before you can obtain cover. In this article, we discuss an easy method of obtaining a jewellery valuation which is suitable for a policy with Assetsure.

Jewellery valuation for insurance

At Assetsure, for our own Jewellery Insurance policy, we do not insist that valuations are signed by a National Association of Jewellers registered valuer. We can put you in touch with a company that we use who will be able to provide a jewellery valuation online. This service makes getting a jewellery valuation quick and easy and is suitable if you want to obtain an insurance quotation to insure your jewellery with us. (Subject to our policy limits and underwriting terms and conditions)

In most cases a report can be obtained online for a fixed fee, it usually takes around 48 hours.

Jewellery Valuations Online

Online jewellery valuations can be completed online once you complete a few hassle-free steps. Simply having a proof of purchase receipt, key documents, information and images of the item ready you will be able to quickly submit your item for a jewellery valuation online. Then once the item has been valued you will receive the valuation certificate via email in most cases. The process has never been easier for obtaining a jewellery valuation online quickly.

Jewellery Valuations for items from abroad

Frequently, we encounter persons who have purchased an item abroad and obtaining a valuation based on UK replacement prices, which is where any item we insure will be repaired or replaced if it is lost or damaged is important. Jewellery obtained from abroad is often obtained at lower prices and to ensure that an item can be replaced, it needs to be insured for the correct amount.

If, however, you need to obtain a valuation for: probate, jewellery sale, divorce etc. you will need to check if an online quotation is suitable for your needs.

If you want to know more information, please call us on 0208 0033 190.

Jewellery Valuation Cost

If you are looking for an immediate jewellery valuation for the purposes of obtaining insurance, then online jewellery valuations are a quick and simple solution. However, you should check that this form of valuation will be acceptable to your chosen insurer. The valuers usually charge a small one-off fee regardless of the item and you can have your valuation certificate through email. It’s also recommended for insurance replacement purposes that valuations are carried out on jewellery every two years.

Jewellery Valuation Alternative

If you are not intending to take out a policy with Assetsure and wish to obtain another style of valuation, then the traditional route is to contact a jeweller.

We would suggest that prior to getting your insurance valuation you first check with any insurer you are considering using that the valuation will be acceptable to them. Is there a particular body that they want to have sign the document? Also, different insurers have different recommendation period for how often valuations should be renewed.


If you are looking to obtain a valuation for other purposes that are not insurance related make sure the valuation is fit for the purpose it is intended.

When you do give instructions to your chosen jeweller, we suggest checking first on what basis the valuation will be supplied, will it be a fixed cost, which in our opinion is fairer or will it be based on the value of the item itself.

New jewellery items can come with valuation certificates

If your item of jewellery is new, it may be supplied with a valuation, this is an important document, remember to keep it safe along with your purchase receipt and any other certifications supporting the valuation of your jewellery such as a diamond certificate which lists the physical attributes of your stone.

There are a number of grading laboratories that will examine and give a report on diamonds including; GIA, AGS, EGL, IGI, HRD & GGI. A new engagement ring for example should come with one of these. Some suppliers of Jewellery will provide their own certification document.


For more information about valuing Jewellery or obtaining a jewellery insurance quote, please call our office on 0208 0033190.

Latest News & Advice

How to clean jewellery | An Assetsure Guide

How to clean jewellery | An Assetsure Guide

When you own items of jewellery, you will want to make sure they are cared for properly. Careful storing and handling will help to keep them looking in excellent condition and of course will protect their value. Precious metals and gemstones tend to increase in value over time and items of jewellery that are not cared for or stored correctly can become easily scratched and damaged thus diminishing their value and attractiveness....

Diamond jewellery grading

Diamond jewellery grading

When you buy a new piece of jewellery such as a diamond ring, you may not realise that before the diamond has been set in to a ring by the jeweller or supplier, the gemstone (especially if it is of a decent quality) will have been graded by an independent laboratory who will have set down an unbiased opinion of its attributes and characteristics....

Jewellery Valuation

Jewellery Valuation

Your jewellery will be amongst your most treasured possessions and of course we at Assetsure will be pleased to provide insurance for you, either on a single article basis or for your whole collection. Insurance though will never compensate for the loss of a treasured item and we hope this never happens, but at least by having an up to date jewellery valuation, you can help to make sure that an item is replaced with one of similar value....

Why choose our specialist insurance cover?

icon-extra_as_standard

Extensive Cover icon-thin-chevron-down

Our policy provides "All-risks" cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.

icon-worldwide_cover

Worldwide Cover icon-thin-chevron-down

You are covered anywhere in the world for trips up to 60 days.

Single Pieces or Collections icon-thin-chevron-down

We can insure single items of jewellery such as rings, earrings & pendants or whole collections. For smaller items you can insure on an "Unspecified basis"

icon-protect_no_claims

Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance

icon-first_class_service

First class claims service icon-thin-chevron-down

We settle claims "in house" and in the event of a loss we'll work with you and our industry contacts to settle your claim as quickly as possible. Most policies are excess free

icon-lloyds_of_london

Lloyd's of London coverholders icon-thin-chevron-down

We hold prestigious Lloyd’s of London cover holder status where most of our policies are underwritten. We also place business with major UK insurers