Musical Instrument and Equipment Insurance
Whether you are a professional musician, a keen amateur or perhaps have a son or daughter at school or college that is learning an instrument for the first time, we can arrange an insurance policy that with cover musical instruments and associated equipment including recording equipment on an “All Risks” basis.
“All-Risks” is one of the widest forms of cover available for personal possessions and includes: theft, loss and damage cover.
We can obtain cover for almost any type of musical instrument, not just Fender or Gibson guitars, violins and oboes are just as popular with us. We cover both modern and classical, anything from an accordion to a zither, acoustic, semi acoustic, electric, non-electric, woodwind, you name it, we’ve probably covered it at some time.
In some cases, musical equipment is loaned to you for use, and you may be asked to insure the equipment whilst it is in your possession or the possession of a family member. In these cases, the interest of the owner of the instrument can be noted on the schedule of Insurance. For more information and to obtain a quotation for musical equipment insurance, please complete our online form or give us a call
Why insure your Musical Instruments ?
Musical Instruments are expensive pieces of equipment and whilst they are fairly safe whilst being kept at home, (although they are still susceptible to accidental damage & theft) as soon as they are removed from the home, the chances of loss, theft or damage increases.
Musical Instruments are targeted by thieves and are coveted especially if they are for example a rare or limited-edition guitar. Insurance can help protected you against financial loss and can also provide hire equipment if you suffer a loss at an inconvenient time.
If you are loaned an instrument by a school or college you will probably find that having a comprehensive policy in force to cover loss or damage is a condition of the loan.
Why choose musical equipment insurance from Assetsure?
We can provide you with insurance quotations for musical equipment quickly, and in most cases online which you can buy and be covered immediately. Our insurers allow you a full 30 days to review the wide “All-Risks” cover and if it does not meet your requirements, you can apply for a full refund (subject to no claim)
Throughout the term of your musical equipment insurance policy, you can add other pieces of equipment as and when you acquire them, we charge you only for any increase in sum insured, we make no adjustment charges, which if you are adding equipment on a regular basis can save you money.