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Safe Deposit Box Insurance

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Home / Jewellery Insurance / Safe Deposit Box Insurance

Safe Deposit Box Insurance

A safe deposit box at a bank is a secure method of keeping valuables such as jewellery safe, especially if you have a large collection of items that are worn or used infrequently.
You may find however, that the bank will not insure the contents of your box and in the event there is a break-in at the bank you will not be covered for items that are stolen. This event may seem unlikely but even with their high tec security, banks are targeted by thieves and thus it is essential that insurance protection is sought.

At Assetsure, we can insure the contents of safety deposit boxes against theft and a full range of perils, we will cover jewellery (Including Indian Jewellery) and other items on request.
We realise that valuable items are not kept in the bank all of the time and naturally, there will be periods throughout the year when items will be removed for general usage. We can agree a limit with you in respect of items that may be taken out of the bank at any one time or for instances when larger amounts are removed, a call to our office is usually all it takes to extend cover.

We will provide quotations for residents of the United Kingdom only and all safety deposit boxes must be located within the United Kingdom at a known establishment. When cover is extended to cover items away from the bank, you will be protected on a worldwide basis providing no trip abroad exceeds 60 days in duration.

To obtain more information, please telephone our office on 0208 0033 190 or click on the above link to obtain a quotation. When completing the quote request form, please indicate in the notes box that your request is for items that are primary stored within a bank safety vault, we will then make contact with you to discuss your requirements and provide a no obligation quotation.

Single Pieces or Collections icon-thin-chevron-down

We can insure single items of jewellery such as rings, earrings & pendants or whole collections. For smaller items you can insure on an "Unspecified basis"

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Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance

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First class claims service icon-thin-chevron-down

We settle claims "in house" and in the event of a loss we'll work with you and our industry contacts to settle your claim as quickly as possible. Most policies are excess free

Stand Alone Insurance Policy icon-thin-chevron-down

This is a stand alone policy with wide cover for your devices. We also include Pet Damage and Mysterious Disappearance insurance

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Instant cover and policies icon-thin-chevron-down

Most of our policies you can now buy online and receive instant documentation. Of course, you are more than welcome to call us and we can provide your cover over the phone

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Insured at Lloyd's of London icon-thin-chevron-down

This policy is underwritten at Lloyd's of London, the worlds oldest continuous insurance market.

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Your Questions Answered

How much should I insure my jewellery for? icon-thin-chevron-down

You should insure the item(s) for the full replacement value as new in the UK.

Are there any Age restrictions? icon-thin-chevron-down

The Assetsure Insurance policy is available to persons over the age of 21

When will I receive my policy? icon-thin-chevron-down

Your policy will be delivered instantly by e-mail. Cover will start from the date you request

How long does it take to arrange insurance? icon-thin-chevron-down

In most cases, we can provide cover the same day that you request it, simply use our calculator and you can buy the insurance online immediately. In cases where we cannot quote online, we endeavour to provide you with a quotation within 24 hours during the week.

How will you settle my claim? icon-thin-chevron-down

The most we will pay in total for each incident of Loss is the Amount insured which you choose when you take your policy out. Please make sure this to sufficient replace your item at UK retail prices.

How do I prove what my item is worth if I need to make a claim? icon-thin-chevron-down

In the event of any claim being made for Loss of or Damage to any insured item, the onus of proving the existence, ownership and value of the item shall be upon you to prove. We accept the following items as proof of existence and Ownership;

For Items less than 5 years old
A personalised and dated purchase receipt or bill of sale detailing the insured item.
A debit or credit card or bank statement detailing the amount paid.
If a private sale, dated correspondence relating to the sale such as a letter or e-mail identifying the seller of the item.

For Items more than 5 years old
Any of the above items.
Photographic or other dated documentary evidence such as a personalised valuation or service receipt.
A valuation with full description of the item from a United Kingdom based Jeweller or Valuer stating their contact details and business credentials.

Who will I be insured by? icon-thin-chevron-down

The Assetsure Insurance policy is underwritten at Lloyd’s of London