Our Customers Love Us!

Insurance For Jewellery

Get a Quote

Jewellery type

It's important to insure your jewellery for the correct amount

Wearer's Age

HomeJewellery InsuranceInsurance For JewellerySafeguard Your Jewellery

Safeguard Your Jewellery

Smart Strategies to Safeguard Your Jewellery from Potential Muggers

Jewellery Insurance will provide you with compensation if your precious items are stolen, but anyone who has been the victim of a robbery or worse a mugging, will advise you that any compensation insurance may pay, will not remove the trauma of the event itself.

In an era where personal safety is a top priority, it's essential to consider the protection of your valuable possessions, such as jewellery. Muggings can happen unexpectedly, but with a few strategic measures, you can minimise the risk of losing your precious items. Here are some practical tips to help prevent your jewellery from being stolen in the unfortunate event of a mugging.

Be Mindful of Your Surroundings:

The first step in preventing a mugging is to stay aware of your surroundings. Avoid walking alone in poorly lit or secluded areas, especially at night. Being attentive to your environment can give you precious seconds to react and prevent a potential mugging.

If you are walking alone at night, listening to music through headphones will increase your vulnerability, consider switching off, at least until you come to an area where you feel safe. Similarly, being on a smart phone can be engrossing, and this may alert a mugger to you being a possible target.

Thieves will admire your Jewellery.

Some items of jewellery, typically watches are easily recognised by thieves. Certain brands of watch such as Rolex are easily recognisable and can draw the wrong type of attention. As above, if you are in unfamiliar or very busy locations be attentive, also try to make your jewellery as unobtrusive as possible.

Vary Your Routes:

If you have a routine, such as walking the same path every day, try to vary your routes. This makes it more challenging for potential muggers to predict your movements and plan an attack. Unpredictability can be a valuable asset in personal safety.

Travel in Groups:

There's strength in numbers. Whenever possible, travel with friends or in groups. Muggers are less likely to target individuals who are part of a larger group, as it increases the difficulty and risk for them.

Stay In Well-Populated Areas:

Stick to well-populated and well-lit areas when possible. Muggers are less likely to strike in places where there are witnesses or surveillance cameras. Avoid shortcuts through dark alleys or isolated paths.

Invest in Personal Alarms:

Personal alarms are small, portable devices that emit a loud sound when activated. Keep one on hand, and if you sense danger, activate the alarm to attract attention and deter potential muggers.

In the unfortunate event of a mugging, prioritise your safety over your possessions. Stay calm, comply with the mugger's demands, and avoid escalating the situation. Your well-being is the most important priority.

Self-Defence Training:

Enrolling in self-defence classes can equip you with the skills and confidence to protect yourself in case of an attack. Knowing basic self-defence moves can be a valuable asset when facing a potential threat.


While we can't eliminate all risks, being proactive and implementing these preventative measures can significantly reduce the likelihood of falling victim to a mugging. Stay vigilant and prioritise your safety to enjoy peace of mind while wearing your cherished jewellery.

As mentioned above, jewellery Insurance will not help overcome the trauma of an attack, but at least it will provide compensation for your financial loss.

If you require a quotation for your jewellery, please click here Jewellery Insurance, or call us on 0208 0033 190

Latest News & Advice

Jewellery Quarter Birmingham

Jewellery Quarter Birmingham

Exploring Birmingham’s Historic Jewellery Quarter in Hockley, A treasure trove of history, craftsmanship, and culture. The Jewellery Quarter spans over 250 years of heritage....

The benefits of bespoke engagement rings

The benefits of bespoke engagement rings

So, you’re ready to pop that all important question. Arguably one of the most important, nerve wracking, exciting moments of your life. Now, whether you choose an intimate sunset setting on a yacht, or the most public gesture abroad, there is one way to make your moment unique to you; choosing a bespoke engagement ring....

Sapphire Jewellery: Assetsure’s Guide to Sapphire Jewellery

Sapphire Jewellery: Assetsure’s Guide to Sapphire Jewellery

Sapphire jewellery is bold, elegant, and eye-catching. Being second to the diamond in terms of durability. In this article, we will go through what a sapphire is and why they are becoming increasingly popular....

Why choose our specialist insurance cover?


Extensive Cover icon-thin-chevron-down

Our policy provides "All-risks" cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.


Worldwide Cover icon-thin-chevron-down

You are covered anywhere in the world for trips up to 60 days.

Single Pieces or Collections icon-thin-chevron-down

We can insure single items of jewellery such as rings, earrings & pendants or whole collections. For smaller items you can insure on an "Unspecified basis"


Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance

Excellent friendly claims service icon-thin-chevron-down

We are here to help you if you need to make a claim. We will liaise between you and the insurers to help settle your claim as quickly as possible.


Members of BIBA icon-thin-chevron-down

We are members of the British Insurance Brokers Association,the UK's leading general insurance intermediary organisation.