Our Customers Love Us!

Engagement Ring Insurance

Get a Quote


You should insure your items for the full replacement as new cost in the UK

Wearer's Age

HomeJewellery InsuranceEngagement Ring InsuranceSumptuous sapphire

Sumptuous sapphire

Mythical appeal

Long ago, a gift of sapphire was a vow of loyalty and honesty. Over the ages, the stone has garnered a host of further attributes, being said to bring its wearers spiritual harmony and happiness, clear and sound judgment, the ability to detect truthfulness and loyalty, and even the power to see into the future.

Ancient mythology

Ancient mythology is littered with sapphires; Helen of Troy in particular is believed to have possessed a brilliant star sapphire, which according to Greek writers partly explained her legendary allure.

Sapphire jewellery was also a popular choice among the medieval clergy, and the stone appears throughout biblical literature and imagery.

Modern attraction

Today sapphire is easily one of the most popular choices for engagement rings, partly due to this age-old connection with purity and loyalty.

It’s not just cultural associations that draw us to the stone however. Blue, especially in its unmistakably deep shade of sapphire, is very popular colour among most people, invoking feelings of calmness, serenity and contentment.

It’s also a practical choice. The strength and durability of the sapphire cannot be overstated, making it a suitable choice for jewellery worn everyday, such as engagement rings. It is the third hardest natural substance on earth, exceeded only by moissanite and diamond, and its brilliance is easy to maintain.

A stone for all tastes

Many of us recognise sapphires by their distinct blue colour, yet they also come in yellows, purples, pinks and even whites, as well as varying shades and tints. Coloured sapphires are commonly referred to as ‘fancies’ and are an ideal gift for anyone wanting a uniquely coloured gemstone to mark a special occasion.

Even the intensity of blue sapphires varies from stone to stone, depending on where in the world they are mined and how it was cut. True connoisseurs will be able to identify the stone’s exact origin simply by looking at its shade and depth of colour.

Sapphires from the Indian subcontinent are typically light in colour and their striking luminance is unmistakable to the trained eye. Sapphires from Kashmir, on the other hand, are almost always a deep, intensely rich blue, with a subtle shine and hue that remains constant in artificial light.

Timeless appeal

History has seen an abundance of avid sapphire collectors, including Ivan the Terrible, Charlemagne, and Shah Jahan (the man who built the Taj Mahal). Yet it is the modern gemstone lovers that have done the most for sapphire’s popularity.

Hollywood actresses have traditionally been the biggest fans. Joan Crawford adored them, as did Jean Harlow and Elizabeth Taylor. Mary Pickford loved sapphires so much that she reportedly owned the ‘Star of India’ and the ‘Star of Bombay’, which she bequeathed to the Smithsonian Institute on her death.

Kate Middleton has also played her fair share in raising the popularity of the sapphire. Her stunning engagement ring, originally bought for Princess Diana, is a 12-carat Ceylon-blue sapphire set in white gold, surrounded by a ring of solitaire diamonds.

The fact that Kate’s ring is now worth over ten times its 1981 value will lend added inspiration for buyers searching for the perfect gemstone to adorn their ring.

Dazzling investment

It is not uncommon for the monetary value of high quality, expertly cut stones to significantly increase over the space of just a few years. Beyonce’s diamond, for example, was worth around £2,500,000 when it was bought in 2007. Today it is worth almost £6,000,000. Similarly, Samantha Cameron’s engagement ring has almost doubled in price since it was valued in 1994.

Purchasing an engagement ring is of course a financially as well as romantically significant investment and it is staggering to think how much could be lost through misfortune; which is why making sure your ring is properly insured is so important.

Latest News & Advice

The benefits of bespoke engagement rings

The benefits of bespoke engagement rings

So, you’re ready to pop that all important question. Arguably one of the most important, nerve wracking, exciting moments of your life. Now, whether you choose an intimate sunset setting on a yacht, or the most public gesture abroad, there is one way to make your moment unique to you; choosing a bespoke engagement ring....

The difference between white gold vs platinum

The difference between white gold vs platinum

If you’re in market for an engagement ring and you’re looking to understand the metals a little more then look no further....

Daily Engagement Ring Care

Daily Engagement Ring Care

Engagement rings are one of the most important and valuable purchases you’ll ever make. Find out how to take care of them so they go the distance....

Why choose our specialist insurance cover?


Extensive Cover icon-thin-chevron-down

Our policy provides all-risks cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.


Worldwide Cover icon-thin-chevron-down

You are covered anywhere in the world for trips up to 60 days.

Single Item Insurance icon-thin-chevron-down

We can insure your engagement ring on it's own or you may like to add other items such as wedding rings or other items of jewellery.


Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance


First class claims service icon-thin-chevron-down

We settle claims "in house" and in the event of a loss we'll work with you and our industry contacts to settle your claim as quickly as possible. Most policies are excess free


Insured at Lloyd's of London icon-thin-chevron-down

This policy is underwritten at Lloyd's of London, the worlds oldest continuous insurance market.