Our Customers Love Us!

Engagement Ring Insurance

Get a Quote


You should insure your items for the full replacement as new cost in the UK

Wearer's Age

HomeJewellery InsuranceEngagement Ring InsuranceKate Middleton’s Engagement Ring

Kate Middleton’s Engagement Ring

In October 2010 Prince William and Catherine Middleton became the talk of the world when, after 8 years of dating, Will finally popped the big question! In a romantic little cabin in Kenya, hidden away 10,500ft in the mountains, the future King of England proposed to his bride.

Prince William presented Kate with his late Mother’s engagement ring. A huge 18 carat sapphire and diamond ring. The stunning 12 carat oval sapphire, surrounded by 14 dazzling diamonds totalling a whopping 6 carats, was picked out by Lady Diana Spencer as her own engagement ring in 1981, following Prince Charles’s proposal. The Ceylon Sapphire and solitaire diamonds are set in 18 carat white gold.

Following Diana’s death in 1997 the ring was locked in a secure safe to which only Prince William and his younger brother, Prince Harry, had access.

It was reported that Diana’s choice of engagement ring caused quite a stir among the Royals. Disparaging remarks were made, as her ring of choice was not bespoke and could, as a result, be bought by anyone that had the funds available. Not having a ring custom made was frowned upon. Reports of the original cost of the ring vary, but most agreed it cost between £28,000 and £30,000 at the time, a price tag not to be scoffed at!

Shortly after Will and Kate’s engagement was announced, jewellers reported sky rocketing sales of sapphire rings and unprecedented volumes of enquiries for replicas of Kate’s ring.

Just 6 months later and the couple were to be wed in what can only be described as the wedding of the century. An estimated 2 billion people tuned in to watch the ceremony, although it is impossible to say how many viewed online. More than 684,000 Facebook statuses were posted mentioning the Royal Wedding during the 4 hour period, averaging at 47 per second!

Today the sapphire and diamonds in Kate’s ring would set you back around £85,000 – But a ring with such sentimental value, that was worn by Lady Di, one of the most adored women in the world, and now Kate Middleton is virtually priceless. I just hope she has it insured!

If you have recently become engaged and want to protect your engagement ring, Assetsure have a policy that can provide you with wide cover, we can provide engagement ring insurance as well as single item jewellery insurance and will be pleased to receive your enquiry.

Latest News & Advice

How Important is Diamond Clarity?

How Important is Diamond Clarity?

When shopping for diamond jewellery you’ll often come across the term “diamond clarity”. But what does this mean, and should you let it decide what type of stone or jewellery you buy?...

Top 7 reasons why you should buy vintage engagement rings

Top 7 reasons why you should buy vintage engagement rings

Buying an engagement ring is a daunting, but exciting journey. Choosing a ring is only the beginning, the options are endless but often, we want to stand out as well as making this moment perfect. For some this means having a ring that is timeless, original, and vintage. Choosing a vintage engagement ring makes that special moment so much more personal and original, it gives an added factor of individuality and romance all at once. There are many reasons why vintage engagement rings could be the perfect option for you and we have highlighted our top reasons below....

The benefits of bespoke engagement rings

The benefits of bespoke engagement rings

So, you’re ready to pop that all important question. Arguably one of the most important, nerve wracking, exciting moments of your life. Now, whether you choose an intimate sunset setting on a yacht, or the most public gesture abroad, there is one way to make your moment unique to you; choosing a bespoke engagement ring....

Why choose our specialist insurance cover?


Extensive Cover icon-thin-chevron-down

Our policy provides all-risks cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.


Worldwide Cover icon-thin-chevron-down

You are covered anywhere in the world for trips up to 60 days.

Single Item Insurance icon-thin-chevron-down

We can insure your engagement ring on it's own or you may like to add other items such as wedding rings or other items of jewellery.


Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance

Excellent friendly claims service icon-thin-chevron-down

We are here to help you if you need to make a claim. We will liaise between you and the insurers to help settle your claim as quickly as possible.


Members of BIBA icon-thin-chevron-down

We are members of the British Insurance Brokers Association,the UK's leading general insurance intermediary organisation.