Our Customers Love Us!

Engagement Ring Insurance

Get a Quote


You should insure your items for the full replacement as new cost in the UK

Wearer's Age

HomeJewellery InsuranceEngagement Ring InsuranceKate Middleton’s Engagement Ring

Kate Middleton’s Engagement Ring

n October 2010 Prince William and Catherine Middleton became the talk of the world when, after 8 years of dating, Will finally popped the big question! In a romantic little cabin in Kenya, hidden away 10,500ft in the mountains, the future King of England proposed to his bride.

Prince William presented Kate with his late Mother’s engagement ring. A huge 18 carat sapphire and diamond ring. The stunning 12 carat oval sapphire, surrounded by 14 dazzling diamonds totalling a whopping 6 carats, was picked out by Lady Diana Spencer as her own engagement ring in 1981, following Prince Charles’s proposal. The Ceylon Sapphire and solitaire diamonds are set in 18 carat white gold.

Following Diana’s death in 1997 the ring was locked in a secure safe to which only Prince William and his younger brother, Prince Harry, had access.

It was reported that Diana’s choice of engagement ring caused quite a stir among the Royals. Disparaging remarks were made, as her ring of choice was not bespoke and could, as a result, be bought by anyone that had the funds available. Not having a ring custom made was frowned upon. Reports of the original cost of the ring vary, but most agreed it cost between £28,000 and £30,000 at the time, a price tag not to be scoffed at!

Shortly after Will and Kate’s engagement was announced, jewellers reported sky rocketing sales of sapphire rings and unprecedented volumes of enquiries for replicas of Kate’s ring.

Just 6 months later and the couple were to be wed in what can only be described as the wedding of the century. An estimated 2 billion people tuned in to watch the ceremony, although it is impossible to say how many viewed online. More than 684,000 Facebook statuses were posted mentioning the Royal Wedding during the 4 hour period, averaging at 47 per second!

Today the sapphire and diamonds in Kate’s ring would set you back around £85,000 – But a ring with such sentimental value, that was worn by Lady Di, one of the most adored women in the world, and now Kate Middleton is virtually priceless. I just hope she has it insured!

If you have recently become engaged and want to protect your engagement ring, Assetsure have a policy that can provide you with wide cover, we can provide single item jewellery insurance and will be pleased to receive your enquiry.

Latest News & Advice

Is jewellery covered by home insurance policies?

Is jewellery covered by home insurance policies?

The typical place most people start to search for suitable jewellery insurance. Find out more....

Expensive Engagement Rings

Expensive Engagement Rings

The term expensive means different things to different people depending on your own set of personal circumstances. Find out more....

Getting a Jewellery Valuation

Getting a Jewellery Valuation

Is getting a jewellery valuation difficult? For many people the answer is yes. Find out how we can help....

Why choose our specialist insurance cover?


Extensive Cover icon-thin-chevron-down

Our policy provides all-risks cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.


Worldwide Cover icon-thin-chevron-down

You are covered anywhere in the world for trips up to 60 days.

Single Item Insurance icon-thin-chevron-down

We can insure your engagement ring on it's own or you may like to add other items such as wedding rings or other items of jewellery.


Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance


First class claims service icon-thin-chevron-down

We settle claims "in house" and in the event of a loss we'll work with you and our industry contacts to settle your claim as quickly as possible. Most policies are excess free


Insured at Lloyd's of London icon-thin-chevron-down

This policy is underwritten at Lloyd's of London, the worlds oldest continuous insurance market.