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You should insure your items for the full replacement as new cost in the UK

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HomeJewellery InsuranceEngagement Ring InsuranceIt’s the most wonderful time of the year, for…

It’s the most wonderful time of the year, for…

Hands up – who can guess which is the most popular day of the year to go ‘down-on-one-knee’?

If you plumped for St Valentine’s, then perhaps think again. Contrary to tradition, it has recently been revealed that Christmas Eve is now peak-proposal time, with New Year’s Eve following not far behind.

When best?
In a national survey of 7,000 men and women conducted by Chillisauce.co.uk, 32% of men and women voted 24 December to be the best day to get engaged. Similarly, Argos has revealed it typically sells almost 200% more diamond rings in the run-up to Christmas compared to Valentine’s Day, with sales reaching an all-time-high on the last day of advent.

(For those still in two minds, Kara Horner, editor of GroomsAdvice, offers advice on: ‘Five Signs She wants You to Propose For Christmas’.)

How best?
However, if you’ve already decided upon when, just not how, the same Chillisauce poll found that a simple approach is often best. Rather than grand or elaborate gestures, over 50% of women prefer a straight up ‘Will you marry me?’.

Similarly, a survey commissioned by Robbins Brothers, the world’s biggest engagement ring store, found that the majority of men and women still favour the classic ‘down on one knee’ approach.

What not to forget
At Assetsure, our busiest period for engagement ring insurance quotations is typically January – a halfway house between the mistletoe and love-heart season.

Whether pre or post ‘popping the question’, (providing it’s a yes!) the engagement ring is likely to become your loved one’s most precious item of jewellery. So it’s important to ensure that an appropriate level of cover is in place from day one.

At Assetsure, we offer an extensive range of specialist policies, including dedicated single item Engagement Ring Insurance. Though nothing can replace the sentimental value of such a precious item, we do offer extensive protection against loss, theft or damage, helping to ease any potential heartbreak and provide greater peace of mind.

Latest News & Advice

Engagement Rings Basic – What you need to know

Engagement Rings Basic – What you need to know

Buying an engagement ring can be both a very daunting thought and experience, especially because for most of you, it will be your first time. So here is our guide to helping you understand key elements you should know about Engagement Rings. Hopefully, you will find this information useful for when you visit the jewellers....

Why have a settings check for your jewellery?

Why have a settings check for your jewellery?

Wearing an item on a regular basis makes it more susceptible to wear and tear, affecting the settings or mounts that hold stones in place; this gradual attrition can weaken the settings leading to the stone becoming loose with the danger of it being lost. Find out more....

Is jewellery covered by home insurance policies?

Is jewellery covered by home insurance policies?

The typical place most people start to search for suitable jewellery insurance. Find out more....

Why choose our specialist insurance cover?


Extensive Cover icon-thin-chevron-down

Our policy provides all-risks cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.


Worldwide Cover icon-thin-chevron-down

You are covered anywhere in the world for trips up to 60 days.

Single Item Insurance icon-thin-chevron-down

We can insure your engagement ring on it's own or you may like to add other items such as wedding rings or other items of jewellery.


Protect your no claims bonus icon-thin-chevron-down

This is a "stand-alone" policy, any claim will not affect any no claims bonus you may have under your home insurance


First class claims service icon-thin-chevron-down

We settle claims "in house" and in the event of a loss we'll work with you and our industry contacts to settle your claim as quickly as possible. Most policies are excess free


Insured at Lloyd's of London icon-thin-chevron-down

This policy is underwritten at Lloyd's of London, the worlds oldest continuous insurance market.