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Static Caravan Insurance

Static Caravan Insurance UK

Obtaining a no obligation static home insurance quote, is quick and simple and in almost all cases, your premium can be obtained very quickly. Static caravan insurance is available in the United Kingdom and a wide range of overseas countries. Insurance cover is available immediately if required. No charge is made for insurance policy payments by credit or debit cards and now an interest free direct debit option is available. This policy comes with a 30 day full money back guarantee (providing you are claim free). If you are looking to compare caravan insurance quotes online try Assetsure.

Insurance for a static caravan home is available via our partner facility. Static caravan insurance quotes are provided quickly by telephone and all documents can be posted or emailed to you for your consideration. This difficult to place insurance covers all types of static caravan or home in the United Kingdom or overseas. (Static home insurance or static caravan insurance is available in popular European countries such as: France, Spain, Portugal, Italy Greece, Ireland, Malta, Cyprus, Turkey etc to name just a few).

Static homes are based on caravans or are former caravans that stay in one place (they are kept on a caravan or static home site). In some cases, the wheels are removed but this is not essential, insurance is based on the fact that the home is static and will be not moving. Construction methods do vary between each static caravan, whilst many modern units are built to BS3632 standards this is not a requirement and many models confirm to the lesser BS EN 1647 standard. The location of the site of the site will have a bearing on the premium as will the construction method employed, it helps to have this information at the quote stage. The base on which the static home is located can also be insured as well as many other items ( please refer again to the list above).

Most static homes, will be located on privately run holiday parks, the park will have to have a local authority licence. A residential static home site is legally obliged to have a recognised site licence as required under the ‘Caravan Sites and Control of Development Act’ 1960.) If you are looking for a site or thinking about purchasing a static home, speak to the local authority in which the unit is located, they should be able to assist you with confirmation of registration. Once you have chosen your site and been assigned a pitch, it is usual to have to pay the owner a rent each year, this rent or fee, will go towards the site maintenance and up keep. The sites local authority licence does vary from area to area. Its fairly typical that you will not be able to stay in the property all year around although these can still be quoted on, providing, it is a recognised site.

Static caravan insurance falls in to, a number of sections, but mainly cover for the structure itself and for your belongings (the contents). The premises can be used either as a permanent residence ( subject to site licence) or for holiday home purposes or in fact, let to tenants. ( subject to agreement). Our underwriter recognizes that there is a great contrast between styles and individual build characteristics of your caravan or home and have designed a specific static caravan insurance policy which offers very comprehensive cover covering a wide range of perils. Most makes and models can be covered including the following : ABI, Arronsbrook, Atlas, BK Bluebird, Brentmere,Carnaby, Classique, Cosalt, Delta, Galaxy, IRM, Kingston, Lissett, Normandy, Omar,Pemberton, Rapid Home, Stella, Swift, Tingdene, Tudor, Victory, Wessex, Westbrook, Willerby. Dont worry if you make is not on this list or is of a bespoke design, the chances are a caravan insurance quote can be arranged.

Your Questions Answered

Can I add items to my policy throughout the year? icon-thin-chevron-down

Yes, if you need to make any adjustments, simply call our office and we will discuss your requirements with you

How do I make a claim? icon-thin-chevron-down

Full details of how to make a claim are contained on your schedule of insurance

Can my lenders name be added to my policy? icon-thin-chevron-down

Yes, if you just provide us with their information, we can include their details on your schedule of insurance and can supply them with copies of your documents if required

Will my policy satisfy my mortgage lender? icon-thin-chevron-down

Yes our policy contains cover for all "Perils" that a mortgage lender would require to provide a mortgage on the property