Our Customers Love Us!

Holiday Home Insurance

Get a Quote.

Choose from our range of insurances below

HomeProperty InsuranceHoliday Home InsuranceHoliday Home Insurance Montenegro

Holiday Home Insurance Montenegro

The republic of Montenegro is located in South Eastern Europe and has a beautiful and diverse countryside. Montenegro is quite simply stunning and a outdoor lover’s dream come true. Over half of the Republic consists of mountains and high pasture valleys with over 35 lakes and the World’s largest clean water gorge. Ranging from mountainous terrain complete with your typical log cabin ski chalets, all the way down to the sun kissed Adriatic coastline where the beaches are among the best Europe has to offer. A Balkan state, Montenegro shares borders with; Croatia, Bosnia Herzegovina, Serbia & Albania. It is the youngest European country having gained it’s independence from Serbia in 2006. As a result of this, the travel and tourism industry are very much in their infancy but this is a country with much to offer and already there is a healthy market for holiday and second homes. In the ski resorts, log cabins, park homes and timber chalets are proving very popular, particularly for short term rental purposes. The World Travel and Tourism Council tips Montenegro as the number one country for tourism growth and visitor numbers are expected to rise by an average of 9.9% until 2015.

The Holiday Home Market in Montenegro – Montenegro is a country that has in the past suffered from flooding and earthquakes, the country lies in the area of high seismic risk, and property damage caused by flooding and earthquake cannot be ruled out. Building & Contents Insurance for either a Holiday home or second home is now available from the United Kingdom with policy wordings written in plain English. Cover can be arranged either on a property that is owner occupied or that is let to tenants. In most countries, there will be rules and regulations that apply to let property and it is of course important to check with a local solicitor or letting agent who can alert you to your responsibilities. If you intend to receive paying guests in to your property, you will need to also discuss this with your insurance company to make sure that you have the correct form of liability insurance cover.

Montenegro has a large number of towns that have developed their own identity over the centuries, on first glance, architecturally, they may all look similar but each has a character of it’s own. The main cities in Montenegro for which insurance can be obtained and property investment is popular are; Budva, Bar, Centinje, Kotor, Tivat, Herceg, Niksic, Novi, Ulcinj, Danilovgrad, Kolasin, Mojkovac, Polje, Berane, Pljevlja, Rozaje, Zabljak, Plav & Podorica, the capital city. All of these places appear to be starting to appear of the radars of property investors.

Latest News & Advice

Spanish Rental Property

Spanish Rental Property

For many people, buying a Spanish Rental Property is the first step to moving on a permanent basis, often people will spend part of the year at their Holiday Home and for the rest of the time it is empty. Renting out your own home can help pay the bills especially if you have a mortgage on the property to contend with. Spain is a very popular tourist destination and with the right amount of advertising, you may find renting your property to be quite easy....

Spanish Property Contracts

Spanish Property Contracts

With all the talk about house prices in Spain we thought it would be a good idea to run over a few tips for purchasing a home and some things to look out for. The housing market in Spain is a bit up and down at the moment so take your time before you rush in to any purchases. The golden rule of purchasing from a selection of apartment rentals in spain is never sign any legal document until you have had it checked over by your solicitor....

Spanish CGT Rebate

Spanish CGT Rebate

During the last 20 years the price of holiday homes in Spain have enjoyed an unprecedented boom, with values reaching a peak in 2007. Many UK residents though decided to dispose of their property and were subject to capital gains tax, levied by the Spanish government. If you were previously the owner of a holiday home property in Spain and disposed of the property between 1997 and the end of 2006, you would have paid 35% capital gains tax on the sale whereas Spanish residents only paid 15% tax. Many thought this was unfair and The European Court of Justice have now confirmed legal arguments put forward by a Spanish lawyer, representing a larger number of sellers that this difference in the amount of tax charged, contravenes European Community Treaty discrimination rules and should not have been charged at this level....

I want to insure...Hide X

    Get a Quote