Our Customers Love Us!

Holiday Home Insurance

Get a Quote.

Choose from our range of insurances below

HomeProperty InsuranceHoliday Home InsuranceHoliday Home Insurance Austria

Holiday Home Insurance Austria

Austria benefits from a mixture of snow and sunshine, mountains and valleys with pure glacial water for beach-side recreation in the summer and picturesque beauty in the cold winters. The temperate climate of Austria attracts expatriates, investors in holiday home property and people seeking second homes in a relaxing, temperate alpine climate. An ancient country with friendly population of eight million people who have welcomed tourists for decades and who have benefited from a mature economic, political and social stability since WW2. A member of the EU since 1995, Austria has a stable economy and a mature holiday home market, with a mixture of ski chalets, park homes and log cabin properties in the mountains to urban modern apartments in the major cities like Salzburg. There are excellent transport links in, out and around Austria, with low cost flights from the UK and an integrated railway system. The States of Austria are Burgenland, Carinthia, Lower Austria, Salzburg, Styria, Tyrol, Upper Austria, Vienna and Vorarlberg.

Buying Austrian Property What Items Should You Budget For? – It is normal and expected practice to put down a deposit of 10% of the agreed price (similar to the UK), which is refunded able is no legal contracts have yet been exchanged. In order to purchase an Austrian holiday home you will need to incur not just the asking price but other incidental costs such as property transfer tax @ 3.5%, notary fees @ 4%, land registration @ 1% and stamp duty of 1%. You should also budget for any loss due to currency fluctuations when you transfer funds in preparation of buying the property. The are other minor costs such as the cost of translating any legal documents involved, estate agents fees. If you are planning a holiday let you will also have to pay the local council (Gemeinde), a tourist tax of 30 Euros a month in holiday seasons.

Austrian Holiday Home Insurance – to protect your investment Assetsure can assist you in obtaining comprehensive buildings and contents insurance for your new overseas property investment. Austrian insurance risks are broadly similar to those of it’s neighbours with similar harsh wintry climates. When you speak to an advisor try and make sure you have all available information to hand to obtain an instant quote. Items might include the material of the property, does it reside in a known flood plain. In addition the advisor will want to know the planned usage of the property – if it will remain empty and unoccupied as a second holiday home, for how long/, will tenants be moving in and for what period of the year, are you using a letting agent? etc.

Holiday Home Insurance Austria- from Assetsure.

Latest News & Advice

Spanish Rental Property

Spanish Rental Property

For many people, buying a Spanish Rental Property is the first step to moving on a permanent basis, often people will spend part of the year at their Holiday Home and for the rest of the time it is empty. Renting out your own home can help pay the bills especially if you have a mortgage on the property to contend with. Spain is a very popular tourist destination and with the right amount of advertising, you may find renting your property to be quite easy....

Spanish Property Contracts

Spanish Property Contracts

With all the talk about house prices in Spain we thought it would be a good idea to run over a few tips for purchasing a home and some things to look out for. The housing market in Spain is a bit up and down at the moment so take your time before you rush in to any purchases. The golden rule of purchasing from a selection of apartment rentals in spain is never sign any legal document until you have had it checked over by your solicitor....

Spanish CGT Rebate

Spanish CGT Rebate

During the last 20 years the price of holiday homes in Spain have enjoyed an unprecedented boom, with values reaching a peak in 2007. Many UK residents though decided to dispose of their property and were subject to capital gains tax, levied by the Spanish government. If you were previously the owner of a holiday home property in Spain and disposed of the property between 1997 and the end of 2006, you would have paid 35% capital gains tax on the sale whereas Spanish residents only paid 15% tax. Many thought this was unfair and The European Court of Justice have now confirmed legal arguments put forward by a Spanish lawyer, representing a larger number of sellers that this difference in the amount of tax charged, contravenes European Community Treaty discrimination rules and should not have been charged at this level....

I want to insure...Hide X

    Get a Quote