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You should insure your cycle for the full Recommended Retail Price.
Please refer to our FAQs below for more information.

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Electric Bike

Electric Bicycle Insurance

If you want to add some extra pedal power to your cycle, then you need an electric bike. E-Bikes are all the rage and by choosing one, you are joining the thousands of other cyclists that have realised that the modern electric bike is reliable, healthy (you still have to pedal) and fun. No longer are those troublesome hills a bar to your commuting to work on a cycle.

Electric Bikes or EAPCs (Electrically Assisted Pedal Cycles) are regulated by the Electrically Assisted Pedal Cycles – EAPC – (Amendment) Regulations 2015 which state that that to be classed as a pedal cycle (and thus can be used legally without: road tax, registration, a driving licence, insurance or the use of a crash helmet.) an E-bike must:

  • Be fitted with pedals capable of propelling the bike
  • Have a maximum (continuous) rated motor power of no more than 250W
  • Have a maximum speed with power assistance of 15.5mph in the UK

There are further updated rules relating to “Twist and Go” electric bikes which your cycle supplier should be able to help you with, or visit, the UK Gov site for more information on Electric Bicycle Rules

Electric Bike Insurance from Assetsure

A policy from Assetsure will provide insurance for your cycle and we offer a range of “Core” covers which can be extended to suit your individual requirements. If you have any questions with regard to our policy, please contact our office and we will be pleased to help.

Features of our cover

  • Cover against accidental damage and loss up to £12,500
  • Theft cover (at home and away)
  • Accessories cover
  • Replacement cycle hire costs
  • Cover for helmets and clothing
  • Legal expenses insurance £100,000
  • Monthly payment option
  • Free 45 days European Cover

Optional Extras

  • Public Liability Insurance
  • Personal Accident
  • Get you Home Costs
  • Competition Use
  • Cover for other family members

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Why choose our specialist insurance cover?

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Lloyd's of London coverholders icon-thin-chevron-down

We hold prestigious Lloyd’s of London cover holder status where most of our policies are underwritten. We also place business with major UK insurers

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Accidental Damage & Theft Included icon-thin-chevron-down

The two “must have” covers are both included in our policy. Loss of your cycle by “Theft” is provided at, and away from your home.

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Legal Expenses - Included icon-thin-chevron-down

We provide £100,000 of cover. This is essential for persons using their cycle on busy roads and can help with making a claim for injury or damages against a third party.

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Replacement Cycle Hire - Included icon-thin-chevron-down

Ideal if you need your cycle to travel to work or to take part in an event such as Cyclo-Cross or a Triathlon and your own cycle is unavailable following theft or damage.

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Accessories, Helmets & Clothing - Included icon-thin-chevron-down

Inclusive insurance for your cycle accessories or specialist helmets & clothing. You can increase the sum insured limits if required

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Public Liability - Optional icon-thin-chevron-down

Protects you against claims from a third party which could include; a pedestrian, another cyclist or a motorist. Choose from either £1 million or £2 million cover

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Personal Accident - Optional icon-thin-chevron-down

Provides you with a capital sum if you are involved in a serious accident whilst using your cycle. You can choose a level of cover to suit your needs.

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European Use - Optional icon-thin-chevron-down

For a small additional premium, you can extend your policy to cover you for up to 45 days use in the European Union.

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Competition Use - Optional icon-thin-chevron-down

You can extend your policy to include cover whilst using your cycle to take part in competitions such as cyclo-cross or triathlons