social club building and liability insurance

Social Club Insurance

Instant quotations for over 200 types of properties

Quotations available for properties in excess of Ł5,000,000 sum insured

Minimum premium of Ł250.00

Comprehensive package as standard including Loss of Rent at 20%, Subsidence, Property Owners Liability at Ł2,000,000 and much more

Wide variety of optional extensions available including Landlords Contents, Accidental Damage, Legal Expenses and Terrorism

Discounted multi location policies available

Experienced underwriters on hand with authority for instant decisions

No claims bonus available

Multi location discounted policies available

24hr dedicated claims service and legal helpline

Index linked policy

The commercial property owners insurance policy is extremely vast and includes cover for shops, offices, restaurants, manufacturers, processing risks, leisure risks, wholesale warehouses, religious properties, take-aways, pubs, and much much more. To make things simple, there is no postcode rating so no matter where the risk is located the quotation will remain at the same rate.

Social Club Insurance Policies

A-Z of Commercial Insurance
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Social Club Insurance
Sports Centre Insurance
Surgery Insurance
Takeaway Insurance
Tradesmen Insurance
Warehouse Insurance

Insurance for your social or sports club is usually obtained on a package basis, the policy will be split in to a number of different sections, some are compulsory, some you will be able to choose the cover on offer. The main policy sections include: Contents Insurance, this will include all of the furniture and your fixtures and fittings, equipment and stock. High risk items, such as computers, wines & spirits may have to be listed separately. Your sums insured should represent the full replacement cost of the items to be insured. Other important sections of the policy will cover Business Interruption (in case you are unable to trade, following a serious incident at the premises) Business Interruption will be calculated on a loss of gross profit / reduction in turnover basis or Increased in cost of working. There are some worthwhile extensions and these include, Denial of Access, Customers & Suppliers Extension and failure of Public Utilities. Other sections of the policy include: Liability insurance (public, products & employers liability insurance), money and loss of licence cover. A fairly broad range of perils is available and these can be extended to include accidental damage cover. Typical perils are: Fire, Lightning, Explosion, Aircraft, Earthquake, Storm, Flood, Burst Pipes, Riot, Civil Commotion, Malicious Damage, Impact, Theft, Attempted Theft, Lost Keys, and Subsidence Landslip & Heave.

A useful add on is Legal Expenses Insurance, which can provide both insurance and legal advice against a whole range of events. If you own the freehold of your sports or social club, you will need to arrange the buildings insurance. If you have a mortgage on the property, the lender will require their name to be listed on the policy and they will want confirmation that a full range of perils is on offer.

Assetsure is an Appointed Representative of Intasure, a trading name of Blenheim Park Limited who are authorised and regulated by the Financial Services Authority. Assetsure Limited is an appointed representative of Highhouse Insurance Services Limited who are authorised and regulated by the Financial Services Authority.