Holiday Home Insurance | Home Insurance | Listed Building Insurance |  |
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Blocks of Flats Insurance | Bed Breakfast Insurance | Buy to Let Insurance | Hotel Insurance |
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Flats Insurance | Commercial Building Insurance | Timber Building Insurance | Park Home & Static Homes |
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Holiday Home Insurance - many holiday home and second home owners have extended periods when their property is left unoccupied. It is often possible that your holiday home is unoccupied for many months and insurers are worried about the increased likelihood of Theft, Burst Pipe & Flood Claims. In the United Kingdom burst pipes and more recently flooding are quite common. At Assetsure, we are able to offer your buildings and contents Insurance for your Holiday Home and provide you with a similar set of insurance perils that you would expect to receive under your own home insurance policy for your UK Home.
Blocks of Flats Insurance - we can provide blocks of flat insurance where the building is either purpose built or converted in to flats from other types of building. Many building insurance providers are not prepared to provide insurance for property that is split in to flats and this is not always obvious when you initially apply for a quotation. At Assetsure, we are able to provide flat insurance quotations for buildings that have been divided up in to flats and we will consider both; owner occupied blocks or blocks that involve an element of letting.
Flat Insurance - as well as the more standard blocks, we will even consider quoting for flat insurance where the property is a former commercial building such as converted factory premises etc. Many people approach us for an Individual Flat Quotation without realizing that their property is already covered, we do not want to waste your time and money so if you are considering asking us for a quotation for an individual Flat in a block (which we will do) you should check first of all that you cover has not already been arranged for you by your freeholder. In most cases, the Freeholder of the block of Flats will arrange the insurance and charge the leaseholders accordingly. If you are just purchasing a Flat, your solicitor or legal adviser should be able to help with this....
Listed Building Insurance - we can provide a listed building insurance quote for either your Grade 1 or Grade 2 (or 2*) listed Building, whether a holiday home or residential property. We can offer cover either on a Building only basis or coupled with your Contents & Personal Belongings. We understand the issues regarding listed buildings; a listed building is acknowledged by the secretary of state and noted on a register (hence the term listed) as being of special interest and as such, worthy of special protection. Legislation has been enacted to protect and preserve any building or structure on the list and the penalties for non compliance can be quite severe.
Commercial Building Insurance - we are pleased to be able to offer commercial building insurance. We have access to an insurance facility where over 350 different trades or uses can be catered for. Our Commercial Property Insurance cover is handled by our providers own scheme and because of this, we are able to offer quotations for property, quickly and efficiently. In most cases, insurance cover can be arranged on the same day and we have a monthly instalment plan offering interest free payments by direct debit.
Buy to Let Insurance - the price you will pay for your landlord insurance will vary from insurer to insurer. It is a form of standard home insurance but the insurers are made aware of the fact that the property is let to tenants and the policy cover is adjusted to cater for this. The buy to let insurance policy wording will be adequate to secure a mortgage on a property. The actual perils covered under a buy to let insurance policy, will be fairly similar to a normal home insurance, there will of course be some extra terms and conditions and you will have to abide by all the rules and regulations relating to letting. We are happy to provide quotations for buy to let insurance and polices can be paid by monthly instalments if required.
PI Insurance - our professional indemnity insurance protects you if a client makes a claim against work you have carried out for them. It will cover the cost of damages or correcting your actions, or may pay the fees a client is no longer willing to pay you. Professional indemnity insurance is also referred to as professional liability insurance. It is a kind of liability insurance policy, that provides protection for the financial consequences of professional negligence.
Home Insurance Quotes - there are three main sections of a UK home insurance policy, which are as follows; buildings, contents and all risks. Until recently, it was normal practice for a lender to want to arrange the buildings cover on a home they had lent money on. The reasons for doing so were; to protect their financial interest (the outstanding balance of the loan) and of course, they could earn commission from any product sold.