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HomeLeisure InsuranceComprehensive insurance for Electric bikes

Insurance for E-Bikes (a bicycle with an integrated electric motor) is available from our company. Electric bikes are fast growing in popularity and are a great way to experience the thrill of leisure cycling whilst at the same time having the advantage of an electric motor to assist when the terrain gets a bit more challenging.

You can trust us to provide the ebike insurance you need, we have an excellent reputation for providing insurance for cycles, evidenced via the review site Trustpilot. Our policy arranged at Lloyd’s of London policy offers a wide range of options to provide comprehensive cover for your cycle including the ability to include Public Liability insurance to protect you if you are involved in an Accident with a Third Party vehicle or pedestrian.

We also cover loss, damage or theft to your battery.

We can cover all insure electric bikes that conform to UK EAPC requirements. However, please note different rules apply in Northern Ireland and thus we cannot issue any cover in Northern Ireland.

What defines an Electric Bike?


To Satisfy UK EAPC regulations and quality for electric bike insurance, a bike must show either:

  • the power output
  • the manufacturer of the motor

It must also show either:

  • the battery’s voltage
  • the maximum speed of the bike

Its electric motor:

  • must have a maximum power output of 250 watts
  • should not be able to propel the bike when it’s travelling more than 15.5mph

It must have pedals that can be used to propel it.

What Electric Bike Insurance Do We Provide?

We have developed relationships with a large number of E-Cycle retailers and here are just a few reasons to buy a policy from Assetsure.

We've got you covered...

Theft, Malicious and Accidental Damage cover

£12,500 insurance cover
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Theft, Malicious and Accidental Damage cover

We can insure electric bicycles up to a value of £12,500. You should insure for the full replacement value of your cycle and our policy will make no deduction for wear or tear if you have to obtain a replacement for you.

Accessories & Helmets & Clothing Cover included.

Accessories cover included
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Accessories & Helmets & Clothing Cover included.

We automatically include cover for your accessories and you can choose to increase the basic level of cover if required.

Public Liability Insurance

Cover for yourself and the public
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Public Liability Insurance

You can choose if you wish to include public liability insurance up to a sum insured of £2,000,000.

Legal Expenses

Automatic legal cover
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Legal Expenses

We automatically include legal expenses insurance, this will help you with a claim against a third party such as a motorist for damages or personal injury. As well as the above you can also choose to include: personal accident insurance, family use and cover for use in Europe.

See what customers are saying about our cover...