--- title: "Zero Carbon Homes - What's it all About" date: 2007-03-23T00:00:00+00:00 author: Marc Prior canonical_url: "https://www.assetsure.com/homes/home-insurance/zero-carbon-homes-whats-it-all-about/" section: News --- Our Customers Love Us! Home Insurance [Trustpilot](https://uk.trustpilot.com/review/assetsure.com) ### Get a Quote [Get Quote](https://intasure.com/home-insurance/?introducer=59999022) [Home](/) › [Property Insurance](https://www.assetsure.com/homes/) › [Home Insurance](https://www.assetsure.com/homes/home-insurance/) › [Zero Carbon Homes - What's it all About](https://www.assetsure.com/homes/home-insurance/zero-carbon-homes-whats-it-all-about/) # Zero Carbon Homes - What's it all About ## Zero Carbon Homes - What's it all About? Perhaps most peoples first encounter with the term zero carbon home was when listening to the Chancellors budget yesterday or reading this mornings papers. So what is a zero carbon rated home? Well it appears to be a property that has zero net emissions of carbon dioxide from all energy use in the home. You can achieve zero carbon status by making your home energy efficient by installing insulation and by using renewal energy such as solar panels or wind turbines. The Chancellor has stated that anyone purchasing a home valued up to £500,000 would not be liable to pay stamp duty on the [property](https://www.assetsure.com/homes/holiday-home-cover/holiday-property-insurance/ "Holiday Property Insurance"). Thus if buying a home at the maximum threshold, of £500,000 you could save £15,000. It is really hard not to be cynical at what seems to be an empty gesture, at the present moment, you can almost count the number of zero emission homes in the United Kingdom on one hand. Even if you were to purchase a home and wanted to qualify for the exemption from stamp duty, experts predict that the cost of making the savings would be in excess of the amount of money saved at the maximum level (£15,000) There are companies that will construct various zero carbon devices for you but they seem difficult to implement, costly, time consuming and many older style properties may not lend themselves well to conversion. However, perhaps a lead should be taken by the manufactures of new homes and they may even to be able to incorporate energy efficiency in to the design and build of all new properties, providing of course the costs are kept reasonable and are of a real benefit to both the purchaser and the environment. Nobody wants to be accused of wasting energy but you don't have to have a massive windmill fitted to the top of your house to really do your bit and make worthwhile savings. A small amount of effort in every household will have a noticeable effect and the government has already brought many energy saving ideas to homeowners attentions. You can start your own energy saving plan at home by carrying out a Home Energy audit, you can do this yourself, making notes of any alterations or improvements to carry out. The key areas to look for are; 1. Air Leaks in the Home. 2. Home Insulation. 3. Heating & Cooling Equipment. 4. Lighting. As well as the above, most electrical appliances come with energy ratings and by paying attention to these, you can purchase products that will use less energy. Don't forget, less energy= smaller utility bills. Even if all you do is to turn the television off at the mains each night and only boil sufficient water for what is actually needed, you will be contributing to saving energy. The energy saving trust is a non profit organisation funded by the government to promote energy saving. Working with both Home owners and business, the organisation seeks to find ways to make more efficient use of energy and to promote the use of small scale renewable energy sources. ## Latest News & Advice [![Dealing with Woodworm and Dry Rot](/assets/uploads/images/_800x405_crop_center-center_none/assetsure-banner-plain.jpg)](https://www.assetsure.com/homes/home-insurance/woodworm-dry-rot/) ### [Dealing with Woodworm and Dry Rot](https://www.assetsure.com/homes/home-insurance/woodworm-dry-rot/) Woodworm, Dry Rot and Wet Rot. One of the most costly maintenance problems for homeowners is woodworm, dry rot and wet rot. If left untreated it can huge amounts of damage to the interior of your home. There are treatments and remedies to prevent it’s spread and to eliminate the problem it becomes critical. Woodworm is most commonly caused by the furniture beetle which leave larvae boreholes inside the major woodwork elements of a property. These area include the roof timbers, joists, staircase and floorboards. Woodworm can also infest ordinary household furniture causing a home insurance claim problem.... [![Types Door Window Locks](/assets/uploads/images/_800x405_crop_center-center_none/window-lock-news-banner.webp)](https://www.assetsure.com/homes/home-insurance/types-door-window-locks/) ### [Types Door Window Locks](https://www.assetsure.com/homes/home-insurance/types-door-window-locks/) Types of Door and Window Locks – when purchasing a home insurance policy, you may find that your insurance company want you to have certain security measures in force at your property. These should be studied most carefully as without the correct protection being in force, you may find your cover compromised in the event of a claim. For most people, this involves having good quality door and window locks. Good physical security at your property, will be of a far greater benefit in deterring Theft than having an alarm fitted, but not being a lock expert, have do you discover if you have the correct locks fitted at your home?... [![Subsidence Structural Problems](/assets/uploads/images/_800x405_crop_center-center_none/assetsure-banner-plain.jpg)](https://www.assetsure.com/homes/home-insurance/subsidence-structural-problems/) ### [Subsidence Structural Problems](https://www.assetsure.com/homes/home-insurance/subsidence-structural-problems/) Preventing or Dealing with Subsidence and Structural Problems.Whilst subsidence is usually covered by a building insurance policy, it is definitely something that you do not want to happen at your property if at all possible. Claims for subsidence can be on the large side ( hence the reason for the standard policy excess being £1000) and even if the building is repaired by the insurance company, you may find that’s in the future, insurance is harder to source ( and possibly more expensive) and the market value of the property and it’s marketability may also diminish... [More News](https://assetsure.com/news) ## Why choose our specialist insurance cover? ### Home Insurance from Assetsure Our Home Insurance can provide cover for your Buildings, Contents and Personal Effects. Monthly payments available ### Legal Assistance as Standard All our policies include Legal assistance as standard up to £50,000 This offer Legal protection for problems relating to employment, contracts, property and personal injury etc. ### Home Emergency as Standard All our policies cover Home Emergency as standard up to £500. this offers protection against unexpected events such as the failure of your main heating system, blockage of drains or failure of your domestic gas or electricity supply ### £1,000,000 Cover for Buildings We automatically provide you with £1,000,000 cover for rebuilding cost of your property, ideal if you are unsure of your re-building cost. ### Excellent service offered We like to offer all our customers a first class service, which is backed up by our Trust pilot ratings. We are open 6 days a week to assist you with your enquiries. ### Instant cover and policies Most of our policies you can now buy online and receive instant documentation. 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