--- title: Home Insurance Reviews date: 2018-08-09T15:57:00+01:00 author: Alison Bull canonical_url: "https://www.assetsure.com/homes/home-insurance/home-insurance-reviews/" section: News --- Our Customers Love Us! Home Insurance [Trustpilot](https://uk.trustpilot.com/review/assetsure.com) ### Get a Quote [Get Quote](https://intasure.com/home-insurance/?introducer=59999022) [Home](/) › [Property Insurance](https://www.assetsure.com/homes/) › [Home Insurance](https://www.assetsure.com/homes/home-insurance/) › [Home Insurance Reviews](https://www.assetsure.com/homes/home-insurance/home-insurance-reviews/) # Home Insurance Reviews An increasing number of review based websites are now providing the ability for policyholders to post **home insurance reviews** on their experiences of dealing with home insurance companies. People buy from people. So most of us seek reassurance from others before making a decision to buy something. You can now get written reassurance, by visiting any one of the large number of unbiased and impartial financial portals. These provide the ability to read or post home insurance reviews in minutes. So if you’re policy is up for renewal and you are considering switching your home insurance policy, but are nervous and not sure where to start, you could browse through thousands of reviews from like-minded homeowners. But are these ‘review’ websites impartial? and will the general feedback you glean from going through reviews, give you an objective view of the insurance company and it’s home insurance policies?… The primary purpose of the home insurance reviews website is to facilitate the individual posting from members of the general public. Most have been set up to allow users to describe in their own words, what they think about home insurance companies and policies. Most operate on the basis of a simple registration and validation process, via the uses e-mail, to prove they are real. This allows users to then log in and start posting reviews. Most of the larger review based forums use a five star ranking based system, so that reviews can be collectively ranked on a ‘like-for-like’ basis. Be careful when looking at the headline totals of all of the star ratings put together. As with most things on the Internet, people’s attention span is extremely limited. It is all too easy to look at a list of home insurance companies and their associated star ratings against them – then make instant, snap judgements about how well they’re likely to treat you as a customer in the future. In other words takes on time to read the negative reviews to understand some of the issues raised by other policyholders. Most sites prompt users to complete an online review form. They first need to allocate a star rating for customer service, type of cover, value for money, whether they made a claim or not and an overall star rating. These individual scores (from zero stars to five stars) in each category provide some measure of instant reward for the user. There is always a large blank area of the form to allow free text to be entered and users to say whatever they want, (within the limits of the terms and conditions of the site). Notably any defamatory or offensive remarks would normally be removed manually, via the editor of the website. Home insurance reviews will tend be very subjective, emotional and reflect on the experiences of individuals. You must question the motives of policyholders who invested their time in disseminating information to the general public. In particular the Internet is fantastic place to get things off your chest – to have a good moan and whinge. These complaints are probably for very valid and real reasons. If you visit most blogs, forums, bulletin boards or reviews based websites – you will find them prominently littered with people complaining. However look at this in a positive light. There are hardly any insurance companies that do not have some negative feedback somewhere online. If hardly anybody is complaining about an insurance company (you are interested in getting abuilding and contents quote from), you could look at this as a positive sign. In other words see which insurer has the most negative reviews and then the least negative reviews. One of the growing areas of concern regarding review based websites, is how honest and genuine some of the reviews actually are. In the travel industry many hoteliers have been caught writing their own travel reviews anonymously, singing their own praises. To try and combat fake reviews, many websites have strict terms and conditions as well as editorial safeguards to check and judge each individual review on it’s own merits. If you come across a home insurance review website that is fully automated without any such checks in place, it is probable some of the home insurance reviews may have been made up. Conversely most decent home insurance review websites will also post helpful hints on the best way to post a review. Some people may have had a positive experience and want to share this in the most objective way they can. Hints and tips and guidelines can also help these policyholders eliminate one line reviews, disclosing personal information they shouldn’t, identifying copyrighted information and accidentally posting inappropriate material. Because of the anonymous nature of the Internet, policyholders are more likely to anonymously criticise rather than leave their contact details. Most simply want to they post their home insurance review to get things off my chest and let out their frustrations. In particular policyholders who have experienced poor claims management is one of the most common themes of negative reviews. It is also possible that competing insurance entities may post malicious comments about their archrivals, in order to put off potential new business customers from requesting a home insurance quote. Home insurance reviews have also become viral. Many review based websites have caught on pretty quickly to the power off recommendation. Functionality of most sites enables readers to use social bookmarks into Facebook and Twitter, to share what they’ve discovered with their friends. Even more cleverly, the ability exists to Comment or ‘Rate’ any particular review already posted. This has the effect of snowballing the amount of content on the home insurance reviews website. Likewise any malicious or silly posts that have slipped through the editorial net, can be ‘Reported’ to the website editor, so that the community doesn’t suffer from spammers or malicious posts. Please be warned that you should not take any decision with regard to the purchase of insurance based solely on information obtained from a review website, particularly if the website is not authorized and regulated by the Financial Services Authority. Insurance is a highly regulated industry and for good reason. The Financial Service Authority impose strict guidelines and control on the purchase of insurance and you should take steps to insure that any decision you make, is based on fact and only after you have been provided with the relevant information which you have perused, to enable you to make an informed decision about your choice of cover. For a [Home Insurance Quote](https://www.assetsure.com/homes/home-insurance/ "Home Insurance") contact Assetsure. We are able to offer insurance for a wide range of Uk property types including nonstandard construction ## Latest News & Advice [![Dealing with Woodworm and Dry Rot](/assets/uploads/images/_800x405_crop_center-center_none/assetsure-banner-plain.jpg)](https://www.assetsure.com/homes/home-insurance/woodworm-dry-rot/) ### [Dealing with Woodworm and Dry Rot](https://www.assetsure.com/homes/home-insurance/woodworm-dry-rot/) Woodworm, Dry Rot and Wet Rot. One of the most costly maintenance problems for homeowners is woodworm, dry rot and wet rot. If left untreated it can huge amounts of damage to the interior of your home. There are treatments and remedies to prevent it’s spread and to eliminate the problem it becomes critical. Woodworm is most commonly caused by the furniture beetle which leave larvae boreholes inside the major woodwork elements of a property. These area include the roof timbers, joists, staircase and floorboards. Woodworm can also infest ordinary household furniture causing a home insurance claim problem.... [![Types Door Window Locks](/assets/uploads/images/_800x405_crop_center-center_none/window-lock-news-banner.webp)](https://www.assetsure.com/homes/home-insurance/types-door-window-locks/) ### [Types Door Window Locks](https://www.assetsure.com/homes/home-insurance/types-door-window-locks/) Types of Door and Window Locks – when purchasing a home insurance policy, you may find that your insurance company want you to have certain security measures in force at your property. These should be studied most carefully as without the correct protection being in force, you may find your cover compromised in the event of a claim. For most people, this involves having good quality door and window locks. Good physical security at your property, will be of a far greater benefit in deterring Theft than having an alarm fitted, but not being a lock expert, have do you discover if you have the correct locks fitted at your home?... [![Subsidence Structural Problems](/assets/uploads/images/_800x405_crop_center-center_none/assetsure-banner-plain.jpg)](https://www.assetsure.com/homes/home-insurance/subsidence-structural-problems/) ### [Subsidence Structural Problems](https://www.assetsure.com/homes/home-insurance/subsidence-structural-problems/) Preventing or Dealing with Subsidence and Structural Problems.Whilst subsidence is usually covered by a building insurance policy, it is definitely something that you do not want to happen at your property if at all possible. Claims for subsidence can be on the large side ( hence the reason for the standard policy excess being £1000) and even if the building is repaired by the insurance company, you may find that’s in the future, insurance is harder to source ( and possibly more expensive) and the market value of the property and it’s marketability may also diminish... [More News](https://assetsure.com/news) ## Why choose our specialist insurance cover? ### Home Insurance from Assetsure Our Home Insurance can provide cover for your Buildings, Contents and Personal Effects. Monthly payments available ### Legal Assistance as Standard All our policies include Legal assistance as standard up to £50,000 This offer Legal protection for problems relating to employment, contracts, property and personal injury etc. ### Home Emergency as Standard All our policies cover Home Emergency as standard up to £500. this offers protection against unexpected events such as the failure of your main heating system, blockage of drains or failure of your domestic gas or electricity supply ### £1,000,000 Cover for Buildings We automatically provide you with £1,000,000 cover for rebuilding cost of your property, ideal if you are unsure of your re-building cost. ### Excellent service offered We like to offer all our customers a first class service, which is backed up by our Trust pilot ratings. We are open 6 days a week to assist you with your enquiries. ### Instant cover and policies Most of our policies you can now buy online and receive instant documentation. 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