--- title: Buying Home Insurance Online Securely date: 2018-08-09T15:20:00+01:00 author: Ellie Kyle canonical_url: "https://www.assetsure.com/homes/home-insurance/buying-home-insurance-online-shop-securely/" section: News --- Our Customers Love Us! Home Insurance [Trustpilot](https://uk.trustpilot.com/review/assetsure.com) ### Get a Quote [Get Quote](https://intasure.com/home-insurance/?introducer=59999022) [Home](/) › [Property Insurance](https://www.assetsure.com/homes/) › [Home Insurance](https://www.assetsure.com/homes/home-insurance/) › [Buying Home Insurance Online Securely](https://www.assetsure.com/homes/home-insurance/buying-home-insurance-online-shop-securely/) # Buying Home Insurance Online Securely ## Privacy and Security Concerns It is only natural that when a potential policyholder is about to **buy home insurance online**, they will have privacy and security concerns regarding the website they are using. The Internet has changed the way in which we buy home insurance policies. It’s provided the capability to compare policies in seconds, and then purchase products online. Most ‘buy online’ type products can be purchased using a credit card, and then provide the capability to download the policy documents within minutes. At the same time there is the constant worry in the minds of most consumers regarding protecting their personal privacy and the security. In fact for the majority of transactions in the UK, people still prefer to buy from people over the phone. They prefer the reassurance speaking to a qualified operator, about their individual insurance needs and requirements. However for an increasing numbers of younger, ‘internet savvy’ consumers, buying online is a great way to find a great premium… Identity theft is one of the fastest growing crimes in the United Kingdom. It is primarily orchestrated by organised criminal gangs. They have resources to create sophisticated tracking viruses, Trojan horses and other parasitic software – all aimed to steal personal and financial data. Every time you shop online who are at risk from attack from cyber criminals. Luckily the insurance industry is probably one of the most regulated business sectors. This dictates who is licensed to advise and sell insurance, their security procedures and any specific sales claims posted on their company website. There are a whole raft of regulations to ensure consumers are protected from miss-selling. Consequently you can be confident about the security and privacy policies employed by websites owned and controlled by the major home insurers in the UK. However there are literally hundreds and hundreds of other insurance website UK. The regulatory status of the companies that control those websites varies. To make matters more confusing cyber criminals are now ‘cloning’ entire websites – to make them look and feel exactly as the original one may have copied. Their aim is to trick unwitting consumers into handing over credit card and personal information. So regardless of which websites you finally choose to buy home insurance online from, you should make sure you follow these basic safety rules when buying online:- - **Check who owns the Seller website** – the explosion in the number of people using price comparison websites to check home insurance premiums, raises a number of concerns. As a consumer you are responsible responsible for checking the security setup of any external websites, that a price comparison website may have redirect you to. In other words do not assume that all listings in a major aggregator have got the latest security procedures to combat identity theft. The aggregator is not responsible for any changes to a 3rd party home insurance website linking from them. It is possible to check who owns a website within seconds, using the various WHOIS database services online. Your first port of call should be the ‘about us’ section of each website you visit, as well as any other corporate information – detailing the business address and telephone numbers, company registration number and FSA registration number. - **Update your PC Security Software** – it is vital your personal computer has industry-standard security software loaded on it. As a bare minimum you should have a firewall, virus checker and some type of adware checker. Almost even more importantly it should be updated in real-time as soon as updates become available. The only reason an update is created is to combat the emergence of a new (and as yet), newly discovered threat. As around 1000 new threats appear daily, in the form of viruses, spyware, trojans, etc; it becomes pretty obvious why configuring your security software to self update itself is vital. Never get lazy and set your own PC security software to only update when you remember to click a button. Avoid downloading free security software – as much of it is simply a clever trek by cyber gangs to steal your personal data. - **Secure Shopping** – in terms of website security, buying a home insurance online is no different from buying any other product from an online shop. When you enter your personal details into any online form, you should make sure the URL address bar begins with ‘https’. This signifies that the contents of that particular webpage are encrypted and the payment or submission of the form will be made over a secure web server. If you are submitting any type of form online that is not encrypted, it is technically possible for someone else to intercept and steal that data. If you’re insurance companies payment page redirects you to a third party payment website (such as Worldpay or PayPal) you can be confident that you are shopping securely in an encrypted environment. - **Avoid clicking on links within e-mails** – one of the favourite tricks of the cyber criminals is to impersonate a genuine company. Using fairly primitive web technology, it is possible to completely replicate the look and feel of any website. Unwary visitors may receive an unmonitored e-mail ‘supposedly’ from one of the large home insurance companies, that looks genuine. If the user clicks on the link within the fake email, they are then redirected to a dummy website pretending to be the real thing. Of course the entire site is fictitious and any data and credit card information submitted can be stolen. **Protecting your Privacy** – likewise many home owners are equally protective of their own right to privacy. In the UK the Data Protection Act helps to regulate the behaviour of all organisations online who collect and store data. That said you should always read the companies online privacy policy, to understand exactly how your data is going to be used. In particular you need to be confident your data is not going to be sold or shared to a third party organisation without your permission. Likewise you want the confidence to know that any of your data, stored by any organisation to contact, is being used for the express purpose for which it was submitted. There are serious consequences for any company that breaches the data protection act including heavy fines. For a [Home Insurance Quote](https://www.assetsure.com/homes/home-insurance/ "Home Insurance") contact Assetsure. We are able to offer insurance for a wide range of Uk property types including nonstandard construction. ## Latest News & Advice [![Dealing with Woodworm and Dry Rot](/assets/uploads/images/_800x405_crop_center-center_none/assetsure-banner-plain.jpg)](https://www.assetsure.com/homes/home-insurance/woodworm-dry-rot/) ### [Dealing with Woodworm and Dry Rot](https://www.assetsure.com/homes/home-insurance/woodworm-dry-rot/) Woodworm, Dry Rot and Wet Rot. One of the most costly maintenance problems for homeowners is woodworm, dry rot and wet rot. If left untreated it can huge amounts of damage to the interior of your home. There are treatments and remedies to prevent it’s spread and to eliminate the problem it becomes critical. Woodworm is most commonly caused by the furniture beetle which leave larvae boreholes inside the major woodwork elements of a property. These area include the roof timbers, joists, staircase and floorboards. Woodworm can also infest ordinary household furniture causing a home insurance claim problem.... [![Types Door Window Locks](/assets/uploads/images/_800x405_crop_center-center_none/window-lock-news-banner.webp)](https://www.assetsure.com/homes/home-insurance/types-door-window-locks/) ### [Types Door Window Locks](https://www.assetsure.com/homes/home-insurance/types-door-window-locks/) Types of Door and Window Locks – when purchasing a home insurance policy, you may find that your insurance company want you to have certain security measures in force at your property. These should be studied most carefully as without the correct protection being in force, you may find your cover compromised in the event of a claim. For most people, this involves having good quality door and window locks. Good physical security at your property, will be of a far greater benefit in deterring Theft than having an alarm fitted, but not being a lock expert, have do you discover if you have the correct locks fitted at your home?... [![Subsidence Structural Problems](/assets/uploads/images/_800x405_crop_center-center_none/assetsure-banner-plain.jpg)](https://www.assetsure.com/homes/home-insurance/subsidence-structural-problems/) ### [Subsidence Structural Problems](https://www.assetsure.com/homes/home-insurance/subsidence-structural-problems/) Preventing or Dealing with Subsidence and Structural Problems.Whilst subsidence is usually covered by a building insurance policy, it is definitely something that you do not want to happen at your property if at all possible. Claims for subsidence can be on the large side ( hence the reason for the standard policy excess being £1000) and even if the building is repaired by the insurance company, you may find that’s in the future, insurance is harder to source ( and possibly more expensive) and the market value of the property and it’s marketability may also diminish... [More News](https://assetsure.com/news) ## Why choose our specialist insurance cover? ### Home Insurance from Assetsure Our Home Insurance can provide cover for your Buildings, Contents and Personal Effects. Monthly payments available ### Legal Assistance as Standard All our policies include Legal assistance as standard up to £50,000 This offer Legal protection for problems relating to employment, contracts, property and personal injury etc. ### Home Emergency as Standard All our policies cover Home Emergency as standard up to £500. this offers protection against unexpected events such as the failure of your main heating system, blockage of drains or failure of your domestic gas or electricity supply ### £1,000,000 Cover for Buildings We automatically provide you with £1,000,000 cover for rebuilding cost of your property, ideal if you are unsure of your re-building cost. ### Excellent service offered We like to offer all our customers a first class service, which is backed up by our Trust pilot ratings. We are open 6 days a week to assist you with your enquiries. ### Instant cover and policies Most of our policies you can now buy online and receive instant documentation. 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