--- title: Electric Bicycle Insurance date: 2022-08-26T11:18:00+01:00 author: Bob Andrews canonical_url: "https://www.assetsure.com/bicycles/electric-bike-insurance/electric-bike/" section: News --- Our Customers Love Us! Electric Bicycle Insurance [Trustpilot](https://uk.trustpilot.com/review/assetsure.com) [Home](/) › [Bicycle Insurance](https://www.assetsure.com/bicycles/) › [Electric Bicycle Insurance](https://www.assetsure.com/bicycles/electric-bike-insurance/) › [Electric Bicycle Insurance](https://www.assetsure.com/bicycles/electric-bike-insurance/electric-bike/) # Electric Bicycle Insurance If you want to add some extra pedal power to your cycle, then you need an electric bike. E-Bikes are all the rage and by choosing one, you are joining the thousands of other cyclists that have realised that the modern electric bike is reliable, healthy (you still have to pedal) and fun. No longer are those troublesome hills a bar to your commuting to work on a cycle. Electric Bikes or EAPCs (Electrically Assisted Pedal Cycles) are regulated by the Electrically Assisted Pedal Cycles – EAPC – (Amendment) Regulations 2015 which state that that to be classed as a pedal cycle (and thus can be used legally without: road tax, registration, a driving licence, insurance or the use of a crash helmet.) an E-bike must: - Be fitted with pedals capable of propelling the bike - Have a maximum (continuous) rated motor power of no more than 250W - Have a maximum speed with power assistance of 15.5mph in the UK There are further updated rules relating to “Twist and Go” electric bikes which your cycle supplier should be able to help you with, or visit, the UK Gov site for more information on [Electric Bicycle Rules](https://www.gov.uk/government/publications/electrically-assisted-pedal-cycles-eapcs/electrically-assisted-pedal-cycles-eapcs-in-great-britain-information-sheet) ## Electric Bike Insurance from Assetsure A policy from Assetsure will provide insurance for your cycle and we offer a range of “Core” covers which can be extended to suit your individual requirements. If you have any questions with regard to our policy, please contact our office and we will be pleased to help. #### Features of our cover - Cover against accidental damage and loss up to £12,500 - Theft cover (at home and away) - Accessories cover - Replacement cycle hire costs - Cover for helmets and clothing - Legal expenses insurance £100,000 - Monthly payment option - Free 45 days European Cover #### Optional Extras - Public Liability Insurance - Personal Accident - Get you Home Costs - Competition Use - Cover for other family members ## Latest News & Advice [![Urban E-Bikes as Transportation](/assets/uploads/images/_800x405_crop_center-center_none/Urban-Ebikes.jpg)](https://www.assetsure.com/bicycles/electric-bike-insurance/urban-e-bikes-as-transportation/) ### [Urban E-Bikes as Transportation](https://www.assetsure.com/bicycles/electric-bike-insurance/urban-e-bikes-as-transportation/) Electric bikes, or e-bikes, are bicycles that are equipped with an electric motor and a rechargeable battery. The motor provides pedal assistance to the rider, making it easier to navigate hills and travel longer distances without getting as tired as on a traditional bicycle.... [More News](https://assetsure.com/news) ## Why choose our specialist insurance cover? ### Lloyd's of London coverholders We hold prestigious Lloyd’s of London cover holder status where most of our policies are underwritten. We also place business with major UK insurers ### Accidental Damage & Theft Included The two “must have” covers are both included in our policy. Loss of your cycle by “Theft” is provided at, and away from your home. ### Legal Expenses - Included We provide £100,000 of cover. This is essential for persons using their cycle on busy roads and can help with making a claim for injury or damages against a third party. ### Replacement Cycle Hire - Included Ideal if you need your cycle to travel to work or to take part in an event such as Cyclo-Cross or a Triathlon and your own cycle is unavailable following theft or damage. ### Accessories, Helmets & Clothing - Included Inclusive insurance for your cycle accessories or specialist helmets & clothing. You can increase the sum insured limits if required ### Public Liability - Optional Protects you against claims from a third party which could include; a pedestrian, another cyclist or a motorist. Choose from either £1 million or £2 million cover ### Personal Accident - Optional Provides you with a capital sum if you are involved in a serious accident whilst using your cycle. You can choose a level of cover to suit your needs. ### Competition Use - Optional You can extend your policy to include cover whilst using your cycle to take part in competitions such as cyclo-cross or triathlons [Trustpilot](https://uk.trustpilot.com/review/assetsure.com) [ View All ](https://uk.trustpilot.com/review/assetsure.com)[ Get Quote ](#quickQuote) [Most Popular](#tabs__tabmost-popular)[Jewellery](#tabs__tabjewellery)[Leisure](#tabs__tableisure)[Collectables](#tabs__tabcollectables)[Events](#tabs__tabevents)[Hearing Aids](#tabs__tabhearing-aids)[Property](#tabs__tabhomes) [#### Engagement Ring Insurance ![Engagement Ring Insurance](/assets/uploads/images/_tabLinkThumbnail/engagement-ring-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/engagement-ring-insurance/) [#### Watch Insurance ![Watch Insurance](/assets/uploads/images/_tabLinkThumbnail/watch-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/watch-insurance/) [#### Camera 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