--- title: Hybrid Bike Insurance date: 2022-08-26T11:00:00+01:00 author: Bob Andrews canonical_url: "https://www.assetsure.com/bicycles/bicycle-insurance/hybrid-bike/" section: News --- Our Customers Love Us! Bicycle Insurance [Trustpilot](https://uk.trustpilot.com/review/assetsure.com) [Home](/) › [Bicycle Insurance](https://www.assetsure.com/bicycles/) › [Bicycle Insurance](https://www.assetsure.com/bicycles/bicycle-insurance/) › [Hybrid Bike Insurance](https://www.assetsure.com/bicycles/bicycle-insurance/hybrid-bike/) # Hybrid Bike Insurance A hybrid bike is often thought to offer the best of all worlds. These general purpose bikes are enormously popular and can be used over a variety of terrains including: road, mountain and off road. The usual set up is to have flat handlebars like an MTB with the same gear shifters. The wheels are generally the same as road bikes; however there are some hybrids that are more like mountain bikes (equipped with smaller wheels). Hybrid bikes are a popular choice for commuters who may want to opt for a little off road use at the weekends. The flat handlebar set up ensures a more upright riding position so there is some sacrifice of speed for general comfort and thus many people consider these a better choice for commuting to work. Another form of hybrid cycle is one that has been built by the owner from "Components". We are happy to consider these for insurance. We cover all types of hybrid cycle and for those of you that commute; our policy automatically comes with £100,000 legal expenses insurance, ideal if you get in to a scrape with a motorist. Our policy is underwritten by HCC International Company,and we have taken on board the requirements of cyclists to design a policy that offers real value for money with the ability to add optional sections as required. You can obtain your quote and buy online today, if you have any questions regarding our cover, please call our office and we will be pleased to help you. ## Features of our Cover - Cover against accidental damage and loss up to £12,500 - Theft cover (at home and away) - Accessories cover - Replacement cycle hire costs - Cover for helmets and clothing - Legal expenses insurance £100,000 - Monthly payment option - Free 45 days European cover. ## Optional Extras - Public Liability Insurance - Personal Accident - Get you Home Costs - Competition Use - Cover for other family members ## Latest News & Advice [![Types of Bicycle Valve](/assets/uploads/images/_800x405_crop_center-center_none/tyre-valve.webp)](https://www.assetsure.com/bicycles/bicycle-insurance/types-of-bicycle-valve/) ### [Types of Bicycle Valve](https://www.assetsure.com/bicycles/bicycle-insurance/types-of-bicycle-valve/) There are several types of bicycle valves, each with its own unique design and characteristics. In this article, we'll delve into the various types of bicycle valves commonly used in the cycling world. In fact, in the United Kingdon you will really only encounter the first two on this list.... [![Guide to Different Bicycle Types](/assets/uploads/images/_800x405_crop_center-center_none/bmx-banner.webp)](https://www.assetsure.com/bicycles/bicycle-insurance/guide-to-different-bicycle-types/) ### [Guide to Different Bicycle Types](https://www.assetsure.com/bicycles/bicycle-insurance/guide-to-different-bicycle-types/) In this article, we will delve into the world of bicycles and explore the different types that have captured the hearts of British cyclists.... [![Different Types of Bicycle Tyre](/assets/uploads/images/_800x405_crop_center-center_none/bike-tyre.webp)](https://www.assetsure.com/bicycles/bicycle-insurance/types-of-bicycle-tyre/) ### [Different Types of Bicycle Tyre](https://www.assetsure.com/bicycles/bicycle-insurance/types-of-bicycle-tyre/) Bicycle tyres are an essential component that significantly impacts the performance and comfort of a cyclist's ride. Making sure you have the correct tyres fitted can help to improve your overall cycling experience.... [More News](https://assetsure.com/news) ## Why choose our specialist insurance cover? ### Lloyd's of London coverholders We hold prestigious Lloyd’s of London cover holder status where most of our policies are underwritten. We also place business with major UK insurers ### Accidental Damage & Theft Included The two “must have” covers are both included in our policy. Loss of your cycle by “Theft” is provided at, and away from your home. ### Legal Expenses - Included We provide £100,000 of cover. This is essential for persons using their cycle on busy roads and can help with making a claim for injury or damages against a third party. ### Replacement Cycle Hire - Included Ideal if you need your cycle to travel to work or to take part in an event such as Cyclo-Cross or a Triathlon and your own cycle is unavailable following theft or damage. ### Accessories, Helmets & Clothing - Included Inclusive insurance for your cycle accessories or specialist helmets & clothing. You can increase the sum insured limits if required ### Public Liability - Optional Protects you against claims from a third party which could include; a pedestrian, another cyclist or a motorist. Choose from either £1 million or £2 million cover ### Personal Accident - Optional Provides you with a capital sum if you are involved in a serious accident whilst using your cycle. You can choose a level of cover to suit your needs. ### European Use - Optional For a small additional premium, you can extend your policy to cover you for up to 45 days use in the European Union. ### Competition Use - Optional You can extend your policy to include cover whilst using your cycle to take part in competitions such as cyclo-cross or triathlons [Trustpilot](https://uk.trustpilot.com/review/assetsure.com) [ View All ](https://uk.trustpilot.com/review/assetsure.com)[ Get Quote ](#quickQuote) [Most Popular](#tabs__tabmost-popular)[Jewellery](#tabs__tabjewellery)[Leisure](#tabs__tableisure)[Collectables](#tabs__tabcollectables)[Events](#tabs__tabevents)[Hearing Aids](#tabs__tabhearing-aids)[Property](#tabs__tabhomes) [#### Engagement Ring Insurance ![Engagement Ring Insurance](/assets/uploads/images/_tabLinkThumbnail/engagement-ring-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/engagement-ring-insurance/) [#### Watch Insurance ![Watch Insurance](/assets/uploads/images/_tabLinkThumbnail/watch-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/watch-insurance/) [#### Camera Insurance ![Camera Insurance](/assets/uploads/images/_tabLinkThumbnail/camera-feature.webp)Get an instant quote](https://www.assetsure.com/leisure/camera-insurance/) [#### Home Insurance ![Home Insurance](/assets/uploads/images/_tabLinkThumbnail/home-insurance-feature.webp)Get an instant quote](https://www.assetsure.com/homes/home-insurance/) [#### Collectable Insurance ![Collectable Insurance](/assets/uploads/images/_tabLinkThumbnail/collectables-feature.webp)Get an instant quote](https://www.assetsure.com/collectables/other/) [#### Bicycle Insurance ![Bicycle Insurance](/assets/uploads/images/_tabLinkThumbnail/bike-feature.webp)Get an instant quote](https://www.assetsure.com/bicycles/bicycle-insurance/) [ All Insurances](https://www.assetsure.com/insurance/) [#### Engagement Ring Insurance ![Engagement Ring Insurance](/assets/uploads/images/_tabLinkThumbnail/engagement-ring-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/engagement-ring-insurance/) [#### Insurance for Jewellery Collections ![Insurance for Jewellery Collections](/assets/uploads/images/_tabLinkThumbnail/jewellery-collection-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/insurance-for-jewellery-collections/) [#### Watch Insurance ![Watch Insurance](/assets/uploads/images/_tabLinkThumbnail/watch-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/watch-insurance/) [#### Wedding Ring Insurance ![Wedding Ring Insurance](/assets/uploads/images/_tabLinkThumbnail/wedding-ring-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/wedding-ring-insurance/) [#### Diamond Ring Insurance ![Diamond Ring Insurance](/assets/uploads/images/_tabLinkThumbnail/diamond-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/diamond-ring-insurance/) [#### Earrings Insurance ![Earrings Insurance](/assets/uploads/images/_tabLinkThumbnail/Earing-emerald-shutterstock_1156023577-mid.jpg)Get an instant quote](https://www.assetsure.com/jewellery/earrings-insurance/) [#### Standalone Jewellery Insurance ![Standalone Jewellery Insurance](/assets/uploads/images/_tabLinkThumbnail/Standalone-Jewellery_-Shutterstock_2493208421.jpg)Get an instant quote](https://www.assetsure.com/jewellery/jewellery-insurance/) [#### Ring Insurance ![Ring Insurance](/assets/uploads/images/_tabLinkThumbnail/ring-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/ring-insurance/) [#### Rolex Watch Insurance ![Rolex Watch Insurance](/assets/uploads/images/_tabLinkThumbnail/rolex-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/rolex-insurance/) [#### Single Item Insurance ![Single Item Insurance](/assets/uploads/images/_tabLinkThumbnail/single-item-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/single-item-insurance/) [#### Safe Deposit Box Insurance ![Safe Deposit Box Insurance](/assets/uploads/images/_tabLinkThumbnail/safe-box-feature.webp)Get an instant quote](https://www.assetsure.com/jewellery/safe-deposit-box-insurance/) [ All Insurances](https://www.assetsure.com/insurance/) [#### Camera Insurance ![Camera Insurance](/assets/uploads/images/_tabLinkThumbnail/camera-feature.webp)Get an instant quote](https://www.assetsure.com/leisure/camera-insurance/) [#### Musical Instrument Insurance ![Musical Instrument Insurance](/assets/uploads/images/_tabLinkThumbnail/Guitar-thumb.webp)Get an instant quote](https://www.assetsure.com/leisure/musical-instrument-insurance/) [#### Bicycle Insurance ![Bicycle Insurance](/assets/uploads/images/_tabLinkThumbnail/bike-feature.webp)Get an instant quote](https://www.assetsure.com/bicycles/bicycle-insurance/) [ All Insurances](https://www.assetsure.com/insurance/) [#### Antique Insurance ![Antique Insurance](/assets/uploads/images/_tabLinkThumbnail/Antiques-thumb.webp)Get an instant quote](https://www.assetsure.com/collectables/antique-insurance/) [#### Coin Insurance ![Coin Insurance](/assets/uploads/images/_tabLinkThumbnail/coins-feature.webp)Get an instant quote](https://www.assetsure.com/collectables/coin-collections/) [#### Fine Art Insurance ![Fine Art Insurance](/assets/uploads/images/_tabLinkThumbnail/fine-art-feature.webp)Get an instant quote](https://www.assetsure.com/collectables/fine-art-insurance/) [#### Handbag Insurance ![Handbag Insurance](/assets/uploads/images/_tabLinkThumbnail/handbag-feature.webp)Get an instant quote](https://www.assetsure.com/collectables/handbag-insurance/) [#### Militaria & Military Collectables Insurance ![Militaria & Military Collectables Insurance](/assets/uploads/images/_tabLinkThumbnail/military-feature.webp)Get an instant quote](https://www.assetsure.com/collectables/militaria-insurance/) [#### Stamp Insurance ![Stamp Insurance](/assets/uploads/images/_tabLinkThumbnail/stamps-feature.webp)Get an instant quote](https://www.assetsure.com/collectables/stamp-collections/) [#### Wine Insurance ![Wine Insurance](/assets/uploads/images/_tabLinkThumbnail/wine-feature.webp)Get an instant quote](https://www.assetsure.com/collectables/wine-insurance/) [ All Insurances](https://www.assetsure.com/insurance/) [ All Insurances](https://www.assetsure.com/insurance/) [#### Hearing Aid Insurance ![Hearing Aid Insurance](/assets/uploads/images/_tabLinkThumbnail/hearing-aid-feature.webp)Get an instant quote](https://www.assetsure.com/hearing-aids/hearing-aid-insurance/) [ All Insurances](https://www.assetsure.com/insurance/) [#### Home Insurance ![Home Insurance](/assets/uploads/images/_tabLinkThumbnail/home-insurance-feature.webp)Get an instant quote](https://www.assetsure.com/homes/home-insurance/) [#### High Net Worth Home Insurance ![High Net Worth Home Insurance](/assets/uploads/images/_tabLinkThumbnail/High-net-worth-thumb.jpg)Get an instant quote](https://www.assetsure.com/homes/high-net-worth-home-insurance/) [#### Listed Buildings Insurance ![Listed Buildings Insurance](/assets/uploads/images/_tabLinkThumbnail/Listed-building-thumb.jpg)Get an instant quote](https://www.assetsure.com/homes/listed-buildings-insurance/) [#### Holiday Home Insurance ![Holiday Home Insurance](/assets/uploads/images/_tabLinkThumbnail/Holiday-home-thumb.jpg)Get an instant quote](https://www.assetsure.com/homes/holiday-home-cover/) [#### Buy To Let Insurance ![Buy To Let Insurance](/assets/uploads/images/_tabLinkThumbnail/Buy-to-let-thumb.jpg)Get an instant quote](https://www.assetsure.com/homes/buy-to-let-insurance/) [ All Insurances](https://www.assetsure.com/insurance/)