Tradesmen Insurance Quote
Tradesmen Insurance Policy especially designed for the businesses with a turnover of less than £650,000 The policy can cater for self employed persons and also businesses with up to 10 manual employees. The maximum number of 10 manual employees does not include clerical employees, therefore if a business has 10 manual employees and 2 clerical employees it is still suitable for our product. Cover is available for a wide range of trades and automatically includes cover for temporary staff up to 50 man days in any period of insurance This tradesmen policy provides Public Liability cover as standard and has a wide range of optional extensions available Options Include:- Public liability up to £5,000,000 Employers liability Own plant tools and equipment Hired in plant Contract works Personal accident

Tradesmen Insurance Explained             A-Z of Commercial Insurance Bar Insurance Church Insurance College Insurance Commercial Property Insurance Commercial Building Insurance Contractor Insurance Contractor Cleaner Insurance Electrician Liability Insurance Factory Insurance Nightclub Insurance Nursery Liability Insurance Office Insurance Plumbers Liability Insurance Pub Insurance Public Liability Insurance Restaurant Insurance School Insurance Shop Insurance Social Club Insurance Sports Centre Insurance Surgery Insurance Takeaway Insurance Tradesmen Insurance Warehouse Insurance         Most self employed tradesman, will require a number of insurance polices to help protect their business. In the main, self employed persons such as carpenters, joiners, builders, plumbers etc, operate their business without premises. As such, it is usual to purchase a stand alone liability insurance policy. Public liability insurance for the self employed is available for wide number of trades including all the high risk ones such as scaffolding or roofing contractors. Policies are usually divided in to three sections.   The premium required, depends on a number of factors, in the fist instance and most importantly, a premium is calculated based on the actual trade being carried out. In essence, the more hazardous the trade, the more expensive the premium will be (especially for employers liability insurance). Some tradespersons have joint trades, especially if they describe themselves as a general builder or handyman. In these cases, its important all of the types of work undertaken are disclosed to the insurer, so the correct rating can be applied. For small firms, the rate is calculated on a per capita basis although for larger groups or limited companies it is sometimes possible to have the premium calculated on the turnover of the business. If you have any employee’s (or in most cases if you are a limited company) you will also need employers liability insurance, it is the law that you effect this cover and you must keep certificates of employers liability for a period of 40 years, to prove that you have had cover in force. There are some exceptions for limited companies and advice can be taken at the time of quotation.   You can choose your indemnity limit for tradesman’s liability insurance. Two million pounds is a typical sum insured, but for some trades a higher amount is often needed. If you sub contract work, you main find that your main contractor asks you for a certain sums insured and for evidence of cover before you are allowed to start work. A third section of the policy will provide cover for tradesman’s tools and any hired in plant.

Austria Australia Bulgaria Belgium Brazil Cape Verde Czech Republic Cyprus Croatia Denmark Egypt Estonia Finland France Greece Germany Egypt Hungary Iceland Ireland Italy	Latvia Lithuania Liechtenstein Luxembourg Malta Monaco Montenegro Morocco Netherlands Norway Portugal Poland Romania Slovakia Slovenia Spain South Africa Switzerland Thailand Turkey United Arab Emirates United Kingdom	Apartment Insurance Barn Conversion Insurance Bars Insurance Bed and Breakfast Insurance Blocks of Flats Insurance Buy to Let Insurance Chalet Park Insurance Chalet Insurance Church Insurance College Insurance Converted Buildings Commercial Building Insurance Contractor Insurance Cottage Insurance Electrician Liability Insurance Empty Property Insurance Expat Property Abroad Factory Insurance Flats Insurance Home Insurance High Net Worth Property High Rise Flats Insurance Holiday Block Insurance Holiday Home Insurance Hotel Insurance Pt2 Landlord Insurance Listed Building Insurance	Log Cabin Insurance Nightclub Insurance Nursery School Insurance Office Insurance Overseas Property Insurance Plumbers Insurance Pub Insurance Purpose Built Blocks of Flats Flat Insurance Residential Homes Restaurant Insurance Second Home Insurance School Insurance Scottish Tenement Blocks Shop Insurance Social Club Insurance Surgery Insurance Sports Center Insurance Takeaway Insurance Tenement Flats Townhouse Insurance Tradesmen Insurance Timber Framed Buildings Buildings Contents Insurance Warehouse Insurance	ADD URL Links Directory Free Property Advertising Guides for Landlords Guides for Flat Owners Guides for Homeowners Guide to Home Insurance Guide to Building Insurance Guide to Buying Online Getting a Cheap Home Insurance Getting a Cheap Quote Property News Public Liability Insurance XML Site Map

Copyright Assetsure Limited 2010

Assetsure is an Appointed Representative of Intasure, a trading name of Blenheim Park Limited who are authorised and regulated by the Financial Services Authority. Assetsure Limited is an appointed representative of Highhouse Insurance Services Limited who are authorised and regulated by the Financial Services Authority.