Takeaway Insurance (pizza, indiian, fish n chips)

Take Away Insurance Quote

Take Away Insurance for fast food outlets such as Indian Restaurants and Pizza Outlets

All takeaway insurance risks cover including Accidental Damage for Buildings, Business Contents and Equipment and Business Stock.

Unique combined takeaway insurance package rated policy including Damage to Glass and Shop Fronts, Damage to Cables & Underground Pipes, Trace & Access, Landlords Fixtures and Fittings, Tenants Improvements, Computer & Electronic Equipment, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident - Assault, Freezer Contents, Seasonal Increase, Damage to Property at Exhibitions, Loss of Metered Water, Damage to Landscaped Gardens, Business Interruption, Loss of Accounts Receivable, Employers Liability at Ł10,000,000.00, Public & Products ty up to Ł5,000,000.00

Employers Liability cover up to Ł10,000,000.00 includes cover for prosecution under the Health & Safety at Work Act 1974, Unsatisfied Court Judgements

Public / Products Liability up to Ł5,000,000.00 includes cover for accidental injury or death to other persons, accidental loss or damage to other’s property, prosecution under the Health & Safety at Work Act 1974, the Consumer Protection Act 1987 (Part 11) & the Defective Premises Act 1972 (Section 3).

Business Interruption includes additional Denial of Access cover, Notifiable Disease Cover, Vermin, Pests & Defective Sanitation, Murder or Suicide & Suppliers Cover up to Ł25,000.00, Failure of the Public Utility Supply.

Loss of Liquor License

Quotations available for risks up to Ł10,000,000 sum insured any one location

Experienced underwriters on hand with authority for instant decisions

Large no claims bonus available

Multi location policies available

Take Away Insurance Explained

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The United Kingdom has a large number of Take away establishments selling a wide variety of different cuisines for consumption away from the premises. Establishments include, fish & chip shops, chicken & rib shops, pizza, Indian & Chinese Takeaways and Kebab shops. We can provide take away insurance for a range of outlets including:-

What ever the style of food on offer, all takeaways will have similar insurance needs that will require to be covered. Insurance for a takeaway is usually arranged on a package basis with a number of different sections. It will need to take into account the types of catering equipment to be covered under the take away insurance policy:-

Fire is a main concern for most proprietors of takeaway establishments and this is just one of the perils that is included under policies wordings, other perils are fairly typical of a commercial policy wording. The policy wording that we sell has the benefit of having a single rating structure with no reference made back to the postcode of the property. Obtaining a quotation in most circumstances is quick and easy. As well as buildings insurance which can be extended to include full accidental damage cover, other sections of the policy will provide cover for contents, equipment and stock etc. If you are renting the building that your takeaway is located in, then the contents section of the policy will include glass and damage to the shop front, something that the landlord will usually expect you to be responsible for. A valuable section of the policy includes cover for business interruption, if there is a serious event at the premises (such as a fire) often the business has to close for a while whilst the insurance company carries our reinstatement work. Even if this is for a short period of time, it can result in a loss of profits, which many businesses will find hard to make up.

Business interruption can help guard your income following a loss and there are also some valuable extensions to cover such as denial of access and failure of public utilities. Another of the core policy sections provides cover for public liability, employer’s liability and products liability. Products liability will provide an indemnity from claims arising out of the supply of goods, in the case of takeaways (or any establishment serving food for that matter), this usually relates to food poisoning. One fairly new add on is Commercial Legal Expenses insurance, this section can prove quite valuable to any busy take away proprietor, sections include, employment disputes and compensation awards, tax protection, contract disputes, health & safety, property protection, tenancy disputes and a 24 hour legal help line.

Assetsure is an Appointed Representative of Intasure, a trading name of Blenheim Park Limited who are authorised and regulated by the Financial Services Authority. Assetsure Limited is an appointed representative of Highhouse Insurance Services Limited who are authorised and regulated by the Financial Services Authority.