sports center insurance policy for leisure centers and sports clubs

Sports Center Insurance

Instant quotations for over 200 types of properties

Quotations available for properties in excess of Ł5,000,000 sum insured

Minimum premium of Ł250.00

Comprehensive package as standard including Loss of Rent at 20%, Subsidence, Property Owners Liability at Ł2,000,000 and much more

Wide variety of optional extensions available including Landlords Contents, Accidental Damage, Legal Expenses and Terrorism

Discounted multi location policies available

Experienced underwriters on hand with authority for instant decisions

No claims bonus available

Multi location discounted policies available

24hr dedicated claims service and legal helpline

Index linked policy

The commercial property owners insurance policy is extremely vast and includes cover for shops, offices, restaurants, manufacturers, processing risks, leisure risks, wholesale warehouses, religious properties, take-aways, pubs, and much much more. To make things simple, there is no postcode rating so no matter where the risk is located the quotation will remain at the same rate.

Sports Centre Building Insurance Policies

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Sports centre Insurance is available on a business insurance contact, covering all the policy sections you would expect to see under a typical commercial insurance policy. There are various types of sports centre, ranging from the large municipal ones, to the smaller privately owned and operated outfits, these include, health clubs, gyms, leisure centres, saunas & private swimming pools. What ever the size of the operation, all will have similar insurance needs. One of the main concerns will be insurance for the buildings, frequently, sport centre buildings are large with the corresponding, large rebuilding sum insured. It is important that you have an accurate rebuilding sum insured for your sports centre to ensure that adequate protection is afforded. In helping to calculate the premium required, a full description of the age and construction of the premises will be needed. Cover is available for a wide range of perils including accidental damage. Terrorism can usually be purchased as an optional extra. If you have a mortgage or loan secured against the building, then it is usual practice to include the lenders name of the schedule of insurance. If you rent or lease your premises from a landlord, you may find , they will make arrangements for the building insurance, however, it is best not to assume this will be done and enquires should be made to ascertain who is responsible for the arrangement of cover. If the landlord is arranging the building insurance, they may well still require you to effect cover for glass in the building and any signs or advertising material affixed to the property. These items can normally be covered under the general contents section of the policy.

Aside from the building, additional cover can be arranged against a wide range of perils to cover the business contents. This will include all of the equipment and fixtures that either you own or are responsible for. It is unlikely to be able to obtain cover for items that are damaged whilst in use.( such as sports equipment). A valuable section of the policy will cover business interruption; this can help to protect a business from loss of profits following a major incident at the premises, such as a fire or a flood. There are some valuable extensions to this cover which include denial of access and failure of public utilities. Sports centres normally employ a number of employees and you will require to have employers liability insurance in accordance with the employers liability protection act. As well’ as the above covers, there a number of other sections that include Money. Personal Accident and even Legal Expenses.

Assetsure is an Appointed Representative of Intasure, a trading name of Blenheim Park Limited who are authorised and regulated by the Financial Services Authority. Assetsure Limited is an appointed representative of Highhouse Insurance Services Limited who are authorised and regulated by the Financial Services Authority.