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 School Insurance

School Insurance

Instant quotations for over 200 types of properties

Quotations available for properties in excess of £5,000,000 sum insured

Minimum premium of £250.00

Comprehensive package as standard including Loss of Rent at 20%, Subsidence, Property Owners Liability at £2,000,000 and much more

Wide variety of optional extensions available including Landlords Contents, Accidental Damage, Legal Expenses and Terrorism

Discounted multi location policies available

Experienced underwriters on hand with authority for instant decisions

No claims bonus available

Multi location discounted policies available

24hr dedicated claims service and legal helpline

Index linked policy

The commercial property owners insurance policy is extremely vast and includes cover for shops, offices, restaurants, manufacturers, processing risks, leisure risks, wholesale warehouses, religious properties, take-aways, pubs, and much much more. To make things simple, there is no postcode rating so no matter where the risk is located the quotation will remain at the same rate.
 

 

School Insurance Policies

 
      
   

A-Z of Commercial Insurance

Bar Insurance

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School Insurance

Shop Insurance

Social Club Insurance

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Surgery Insurance

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Tradesmen Insurance

Warehouse Insurance

 
     

In the United Kingdom, many schools have decided to opt out of local authority control and become self-governing. Added to this list are a number of other schools that are privately owned and run and make their own decisions with regard to purchases for the school. All of these schools are able to source and buy their insurance on an open market basis, thus searching around for the best insurance deals. Most schools will have a range of insurance needs, starting with insurance for the school buildings. Most modern schools will contain a range of buildings which can be spread out over a fairly large site. Often, these buildings are of varying construction materials but all should be able to be included under the buildings section of the policy.

 
Some schools (particularly the small independent ones will rent their premises, and most of these will have the building insurance arranged by the landlord. Other sections of the schools insurance policy will cover the “Business itself”. As with other types of commercial insurance policy, cover is available for a wide range of perils which can usually be extended to include accidental damage. The primary section of the policy relates to the insurance of the schools contents, equipment and any stock items that are kept on the premises. To make sure that sums insured are accurate, it is a good idea to carry out an inventory of replacement costs of all items. These can then be placed in to separate sections helping the insurer distinguished between general contents such as tables, desks & chairs and high risk items such as computers & electrical equipment. Other core sections of the policy will include “Business Interruption” which may help to provide temporary accommodation for the school in the event of a major event such as a fire or a flood occurring at the premises, which renders the buildings unable to be used. Public Employers & Products liability is also included as well as a range of other covers which can be included if required.
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   
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Copyright Assetsure Limited 2010

Assetsure is an Appointed Representative of Intasure, a trading name of Blenheim Park Limited who are authorised and regulated by the Financial Services Authority. Assetsure Limited is an appointed representative of Highhouse Insurance Services Limited who are authorised and regulated by the Financial Services Authority.