nursery school insurance

Nursery Insurance

Instant quotations for over 200 types of properties

Quotations available for properties in excess of Ł5,000,000 sum insured

Minimum premium of Ł250.00

Comprehensive package as standard including Loss of Rent at 20%, Subsidence, Property Owners Liability at Ł2,000,000 and much more

Wide variety of optional extensions available including Landlords Contents, Accidental Damage, Legal Expenses and Terrorism

Discounted multi location policies available

Experienced underwriters on hand with authority for instant decisions

No claims bonus available

Multi location discounted policies available

24hr dedicated claims service and legal helpline

Index linked policy

The commercial property owners insurance policy is extremely vast and includes cover for shops, offices, restaurants, manufacturers, processing risks, leisure risks, wholesale warehouses, religious properties, take-aways, pubs, and much much more. To make things simple, there is no postcode rating so no matter where the risk is located the quotation will remain at the same rate.

Nursery Insurance Policies

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Insurance for a children’s nursery is available on a commercial insurance package basis. The policy wording is split in to various different sections and you can pick and choose which you wish to effect cover in respect of. The primary section of the policy will provide cover for the nursery contents and equipment; these should be insured on a replacement cost basis. As well as cover for the contents, you will be able to purchase cover for your liabilities and business interruption cover. Business interruption will help protect you if your business is unable to use your premises following a serious incident such as a fire or flood. Most nursery businesses are able to continue to provide a service following an incident by obtaining alternative premises for the duration of the restoration work, a form of business interruption cover called increased cost of working expenses will help with this. There are other covers available under the general section and this includes Money, Personal Accident & Legal Expenses Insurance.

Your premium is calculated on a number of factors including the location and postcode of your business as well as the sum insured for contents. In essence, the higher the sums insured, the more expensive the premium. For certain areas, the insurers, may well want the buildings to be protected by an alarm or other physical security, to help guard against theft. Buildings insurance for a nursery, is available as an optional extra. If you rent or lease your premises from a landlord or local authority, you will probably find they will arrange the insurance for you. Always check to make sure who is insuring the property for you .

Assetsure is an Appointed Representative of Intasure, a trading name of Blenheim Park Limited who are authorised and regulated by the Financial Services Authority. Assetsure Limited is an appointed representative of Highhouse Insurance Services Limited who are authorised and regulated by the Financial Services Authority.