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Nightclub Insurance
Instant quotations for over 200 types of properties Quotations available for properties in excess of £5,000,000 sum insured Minimum premium of £250.00 Comprehensive package as standard including Loss of Rent at 20%, Subsidence, Property Owners Liability at £2,000,000 and much more Wide variety of optional extensions available including Landlords Contents, Accidental Damage, Legal Expenses and Terrorism Discounted multi location policies available Experienced underwriters on hand with authority for instant decisions No claims bonus available Multi location discounted policies available 24hr dedicated claims service and legal helpline Index linked policy The commercial property owners insurance policy is extremely vast and includes cover for shops, offices, restaurants, manufacturers, processing risks, leisure risks, wholesale warehouses, religious properties, take-aways, pubs, and much much more. To make things simple, there is no postcode rating so no matter where the risk is located the quotation will remain at the same rate.

Nightclub Insurance Policies              A-Z of Commercial Insurance Bar Insurance Church Insurance College Insurance Commercial Property Insurance Commercial Building Insurance Contractor Insurance Contractor Cleaner Insurance Electrician Liability Insurance Factory Insurance Nightclub Insurance Nursery Liability Insurance Office Insurance Plumbers Liability Insurance Pub Insurance Public Liability Insurance Restaurant Insurance School Insurance Shop Insurance Social Club Insurance Sports Centre Insurance Surgery Insurance Takeaway Insurance Tradesmen Insurance Warehouse Insurance         Insurance for a nightclub will be fairly similar to other types of commercial business insurance policy, especially those involved in the licensed trade such as public houses and wine bars. Cover is available under a number of different headings. As with most other types of policy a full range of perils is available with many optional extras.   One of the main sections is the nightclub building, although in the situation where, the club premises are rented from a landlord, he will usually assume responsibility for the insurance of the building and charge the occupier accordingly. However, any glass or signs (such as advertising signs, neon club signs etc) erected by the night club owner, will usually remain the insurance responsibility of the occupier and must be insured accordingly. Other sections of the policy will include all of the nightclub fixtures and fittings, such as table’s chairs, fixtures & fittings etc and will include any sound equipment in use as well as all of the catering equipment if there is any on the premises. Sometimes, nightclubs will have equipment on rental from a supplier, this is often the case with EPOS equipment and you should check the terms of rental carefully as you will probably be responsible for the insurance. Nightclubs usually carry fairly high levels of stock, particularly alcohol and these can also be insured against theft and a wide range of perils. One of the core sections of the policy covers loss of money, as nightclubs can at times have a good deal of cash on the premises, it is important to ensure that this section is adequate for your needs.   Liability insurance will also be included for both Public & Employers Liability as well as Products liability which relates to the sale of goods. In deciding on the rating for your nightclub insurance, most underwriters will look at its location and want full details of the physical securities in place. Other factors will of course include the sums insured, the type of facilities on offer at the premises, the opening hours and the capacity of the venue. As well as nightclubs, this type of policy will also include Bingo Halls, Theatre, Arts Centers & other places of entertainment

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Assetsure is an Appointed Representative of Intasure, a trading name of Blenheim Park Limited who are authorised and regulated by the Financial Services Authority. Assetsure Limited is an appointed representative of Highhouse Insurance Services Limited who are authorised and regulated by the Financial Services Authority.