Insurance Quotes for Homes, Property and Buildings

Home & Garden

Repairing Flat and Pitched Roofs - pitched roof houses are made up of traditional slates, concrete tiles or clay tiles.  At the building ages tiles can become loose and water seeps into the property causing damp, wood rot and other water damage which can be costly to repair....

Woodworm, Dry Rot and Wet Rot - One of the most costly maintenance problems for homeowners is woodworm, dry rot and wet rot.  If left untreated it can huge amounts of damage to the interior of your home.

Preventing Damp, Condensation - damp and condensation can damage also in plaster, small decorations, and cause wood rot within wooden areas of your property. Most conventional buildings and contents home insurance policies do not cover for damage caused by damp and condensation. With this in mind it is sensible for homeowners to seek out any areas of the property that have the symptoms of damp and condensation as well as identify the root source of the problem.

Repairing Roofing and Guttering - it essential to undertake regular maintenance on gutters and down pipes in your home to remove blockages so that rainwater does not flow down the side of your walls causing possible penetrating damp into the interior of the property.  Gutters and down pipes will continually collect leaves, dirt  and birds nests and other loose debris throughout the year.

Clearing Sinks and Drains - many home insurance claims are the result of insurance claims internal damage to property as a result of leaking baths, showers and blocked drains. Water and no longer drain away when waste pipes from basins, sinks and baths become blocked from food, and hair and other debris.

Preventing or Dealing with Subsidence - Whilst subsidence is usually covered by a building insurance policy, it is definitely something that  you  do not want to happen at your property if at all possible...

Bleeding Radiators & Maintaining Your Boiler- The hot water boiler in your home is an essential piece of  equipment and  thus will need to be maintained to ensure smooth running. As well as preventing possible breakdown and malfunction, maintenance can help prevent more serious problems such as an escape of water that  could causes damage to your building...

Fire Hazards in the Home - One of the most serious risks to a household is the damage caused by fire. It is vital that adequate home insurance is procured to minimise the potential cost of damage to the fire occur in the home.

Protecting Homes in Flood Plains - Flooding is a major cause of concern for many homeowners and anyone that has been unlucky enough to have suffered from a flood knows that the resulting  home insurance claim can be very expensive. Whilst flood is a peril that is usually covered under a UK home insurance policy, any claim can result in a loss of no claims bonus and may lead to a higher insurance premium.

Qualified Electrical Checks and Surveys - Many homeowners choose to fix electrical problems themselves on electrical based systems such as alarm systems, security lights. These'do it yourself' attempts are usually to avoid paying for a qualified electrician and unfortunately many faulty wiring is caused by unprofessional installations.

Preventing Burst Water Pipes in Winter - There is nothing worse than having a burst water pipe in the middle of winter, particularly if it occurs whilst you are away from home, the damage caused can be quite extensive and the cost of both piping and insulation is small relative to the damages caused when a pipe breaks.

Landscaping and Garden Design -  landscape and garden designer should the creative in their design thought process as well as also having a good knowledge of horticulture. Using a specialist designer will provide a coordinated and well thought through exterior impression which will reflect the character and design of the home.