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HomeCollectables InsuranceAntique Insurance

At Assetsure we arrange an antique insurance policy that is suitable for covering both collectables and antiques. This will cover a wide variety of items and we will be pleased to receive your enquiry.

Typically antiques are normally covered under the contents section of a home insurance policy but in some cases, because of the restrictions under the policy wording, this is not possible. This can occur where the allowed ratio of valuable items, exceeds the threshold set by the insurer.

Further many owners and collectors of antiques are more demanding in terms of the scope of cover they require and thus specialist insurance is sought for valuable items.

One of the additional covers most sought under specialist insurance is “Pairs and sets” insurance- -

If any items which have an increased value because they form part of a pair or set are lost or damaged, any payment made by the insurance will take in to account the increased value.

Also included are other specialist covers such as “Depreciation” and “Defective Title Insurance”

A policy schedule will be provided which specifies each item and you can add item throughout the policy term as your collection grows. We charge you only for any additional insurance, there are no fees for making policy changes.

What makes us different?

Unlike many other insurance intermediaries, we are able to insure antiques as single items if required or as part of a collection, we won’t insist that you place the remainder of your home insurance with us.
This can have many advantages, not least as your valuable no claims bonus won’t be lost in the event of loss or damage.

We are confident that the policy we offer provides both excellent value and includes the types of cover those serious collectors of antiques demand and need.

We will be delighted to provide you with a quotation, please complete our online form or telephone our office and we will be pleased to help you.

We've got you covered...

accidental loss

Accidental Loss

A policy from Assetsure will cover you if you misplace or lose an Antique item.
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accidental loss

Accidental Loss

Cover if you lose or misplace an item

We ask you to provide us with a list of Antiques that require insurance, and these will be detailed on a schedule of insurance which will be sent to you as soon as you buy a policy from us. We will insure the item(s) insured as described in the policy schedule against physical loss up to the amount Insured anywhere in the United Kingdom.

We cannot cover antiques held as part of a business including display samples.

Depreciation in Value Cover

Following damage to your insured item, it may depreciate in value.
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Depreciation in Value Cover

Cover for an item that has depreciated in value because of damage

Sometimes, unfortunate accidents happen, and you will need to make an insurance claim. If an Antique can be repaired, we will also pay for any loss in value of the item because of the repair.

The most that the policy will pay for is the total amount each individual item is insured for.

Accidental Damage

Accidents happen, we ensure that your antiques can be repaired or replaced
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Accidental Damage

Accidents can happen around the home

Accidents around the home can happen, especially when cleaning or dusting an item or moving it from one place to another.

These and many other scenarios are cover by an Assetsure arranged policy which can help protect your valuable and often fragile items. Repairs or replacements are provided without deduction of any excess

Pairs and Sets Insurance

Some items are more valuable as a set, cover makes sure you are insured in the event of the set being damaged or incomplete.
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Pairs and Sets Insurance

We'll take in to consideration items that are a pair or part of a set

If any of your antiques have an increased value because they form part of a pair or set are lost or damaged, any payment made by your insurance policy will take account of the increased value.

This is an important cover because often it is only one item in a set that becomes damages, but that damaged one item can affect the value of the set.

Theft

Unfortunately antique items get stolen, you’ll be covered if the worst happens.
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Theft

Cover against theft of your Antiques - at home or anywhere in the UK

Antiques are much prized by thieves and are one of the items targeted during burglaries. Your antique items are covered against theft from your home or any other location in the United Kingdom. (No cover exists for thefts from an unattended vehicle)

Please note the antiques must be your personal possessions, we are unable to cover any antiques that are held for business purposes.

Find out what makes us different...

Why we stand out...

We are a specialist insurance intermediary and can arrange insurance for all types of antiques, collectibles, curios, and rare items. Cover is provided against; accidental damage, breakage and theft and automatic “Pairs and sets “insurance. There is no compulsory excess to pay in the event of a claim.

Premium protection promise

Premium protection promise

We value our customers. Your premium will not be loaded next year by the insurers if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.

Excellent Claims Service

Excellent Claims Service

You can easily report a claim to us by telephoning our claims department who can take instructions from you regarding your loss, or if you prefer, you may email us. Full details are contained in your policy document. We’ll assist you to obtain a repaired or replaced item as quickly as possible.

30 day money back guarantee

30 day money back guarantee

We are so confident in the product we supply that we have arranged with the insurers to allow you 30 days to change your mind and request a full refund, this is rather than the generic 14 days given by most. Even if after the 30 days is up, you decide our policy is not for you, we will refund you all of the insurance you haven't used with no deductions from the return of premium.

Treating you fairly...

We will not charge you any additional admin fees to make amendments to your policy or to cancel. We won't use enticing introductory offers to draw you in as we believe the price should be good from the start.

We are so confident in the policy we arrange, that you will be entitled to a full 30 days to change your mind and obtain a full refund. This is an improvement on the 14 days which is normal. Even if after the 30 days is up, you decide the cover is not for you, we will arrange for your policy to be cancelled and a full pro rata return of premium to be provided (Subject to no claim being made).

Start here. Get a quote for your first item now…

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Your Questions Answered

Who are Assetsure ? icon-thin-chevron-down

Assetsure are a UK Insurance intermediary. We are authorised and regulated by the Financial Conduct Authority and are members of the British Insurance Brokers Association.

How will you settle my claim? icon-thin-chevron-down

The most we will pay in total for each incident of loss is the amount insured which you choose when you take your policy out.

How much should i insure my collection for? icon-thin-chevron-down

You should insure you collection for the current market value

When will I receive my policy? icon-thin-chevron-down

Your policy will be delivered instantly by e-mail. Cover will start from the date you request.

How long does it take to arrange insurance? icon-thin-chevron-down

In most cases, we can provide cover the same day that you request it and you can buy the insurance online immediately. In cases where we cannot quote online, we endeavour to provide you with a quotation within 24 hours during the week. If you would rather discuss your arrangements over the telephone, please call us, we'd be pleased to speak to you.

What sort of Collectable items will you cover? icon-thin-chevron-down

We will consider almost any type of collection including Antiques, Coins,

Medals, Millitaria, Objects d’art, Pictures, Paintings, Prints, Records, Stamps, Toys and Wine. Please call us if you wish to discuss .

Are there any Age restrictions? icon-thin-chevron-down

Our collectables policy is open to persons resident in the United Kingdom who are over the age or 21